Clay County property record for 394 Spence Ln, Hilham, TN 38568
| Property Type | Agricultural Vacant Land |
|---|---|
| Details | 1 ba · 760 sqft · built 2005 |
| Lot Size | 25.6 acres (1,118,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,995 (Apr 2018) |
| Tax Bill | $115 (2025) |
| Deeds & Mortgages | Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 014087 00314 |
| Primary APN | 014087 00314 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 760 sqft |
| 1st Floor Area | 640 sqft |
| Attic Area | 120 sqft |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 1,118,185 sqft (25.6 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 320 sqft |
| Patio Area | 96 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 394 SPENCE LN |
|---|---|
| City | HILHAM |
| State | TN |
| Zip | 38568-5602 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | DISTRICT: 03, COUNTY AREA: R01 |
| Legal Subdivision | SPENCE LANE 05 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 955000 |
394 Spence Ln, agricultural vacant land, is owned and occupied by an individual who bought it in April 2018.
Source: Clay County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 394 SPENCE LN, HILHAM, TN 38568-5602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2018 · Amount on File |
| Deed Sale | Apr 24, 2018 · Amount on File |
| Prior Sale | Oct 26, 2009 · Amount on File |
| Deed Document Number | 0000109401 |
| Deed Book / Page | 109 / 401 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | Apr 24, 2018 |
| Property Address | 394 SPENCE LN, HILHAM, TN 38568-5602 |
| Document Number | 0WD109/401 |
| Book / Page | WD109 / 401 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 18000406 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $140.58 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 770 SPENCE LN, HILHAM, TN 38568-5657 |
The 2025 property tax bill for 394 Spence Ln was $115 with an additional exemption.
Source: Clay County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115.00 Additional exemption filed | $4,425 Land $4,425 | |
| 2023 | $4,425 (-6.35%) Land $4,425 | ||
| 2022 | $123.00 | $4,725 Land $4,425 Building $300 | $50,400 Land $50,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 394 Spence Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 394 Spence Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures