95 Smith Ave, Savannah, GA 31408 Property Records

Chatham County property record for 95 Smith Ave, Savannah, GA 31408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,752 sqft · built 1990
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2022)
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Jun 2006 Mortgage Jul 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6-0006-01-024`

Property Details

APN / Parcel Number

Primary APN	`6-0006-01-024`
Alternative APN	`P340C465`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	383 sqft
Deck Area	Deck Area
Patio Area	187 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	95 SMITH AVE
City	SAVANNAH
State	GA
Zip	31408-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 RESUB OF LOT 96 INDUSTRIA L CITY GARDENS
Legal Subdivision	SUB
Legal Lot Number	1,96
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2008
Census Tract	10601

Owner

95 Smith Ave is owned and occupied by an individual who bought it in June 2022.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	95 SMITH AVE, SAVANNAH, GA 31408-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2006	Deed of Trust, Mortgage · Conventional Mortgage PATRICK CHARLES M
Jul 17, 2012	Deed of Trust, Mortgage · VA Mortgage WCS LENDING LLC
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Feb 3, 2010	Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Feb 3, 2010 · Amount on File
Deed Document Number	20227112
Deed Book / Page	2833 / 726
Record Updated	Oct 29, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	95 SMITH AVE, SAVANNAH, GA 31408-1211
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00308V0685
Date	Jun 28, 2006
Book Page	308V/685

Lender

Name	PATRICK CHARLES M

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2036

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	95 SMITH AVE, SAVANNAH, GA 31408-1211
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SMITH AVE, GARDEN CITY, GA 31408-1211
Investor	Possibly a Property Investor

Mortgage

Document Number	00379E0491
Date	Jul 17, 2012
Book Page	379E/491

Lender

Name	WCS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2042

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 15, 2022
Property Address	95 SMITH AVE, SAVANNAH, GA 31408-1211
Document Number	0028330726
Book / Page	2833 / 726
Instrument Date	Jun 15, 2022
Instrument	2022-007112
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 SMITH AVE, SAVANNAH, GA 31408

Mortgage

Document Number	0028330728
Date	Jun 16, 2022
Book Page	0000002833/0000000728

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 15, 2022
Property Address	95 SMITH AVE, SAVANNAH, GA 31408-1211
Document Number	0028330726
Book / Page	2833 / 726
Instrument Date	Jun 15, 2022
Instrument	2022-007112
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 SMITH AVE, SAVANNAH, GA 31408

Mortgage

Document Number	0002833728
Date	Jun 15, 2022
Instrument	2833/728

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2052

February 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 3, 2010
Property Address	95 SMITH AVE, SAVANNAH, GA 31408-1211
Document Number	00358U0424
Book / Page	358U / 424
Instrument Date	Feb 3, 2010
Instrument	2010-001175
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SMITH AVE, GARDEN CITY, GA 31408-1211
Investor	Possibly a Property Investor

Mortgage

Document Number	00358U0425
Date	Feb 8, 2010
Book Page	358U/425

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 95 Smith Ave was $5,439.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Garden City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,400 (+2.12%) Land $20,000 Building $103,400	$308,500 (+2.12%) Land $50,000 Building $258,500
2025	$5,439.00	$120,840 Land $20,000 Building $100,840	$302,100 Land $50,000 Building $252,100
2023		$100,000 (+20.02%) Land $15,920 Building $84,080	$250,000 (+20.02%) Land $39,800 Building $210,200
2022	$2,607.00	$83,320 Land $9,360 Building $73,960	$208,300 Land $23,400 Building $184,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 Smith Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	21 (1994–2024)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 4 claims Hurricane Matthew, Oct 2016 · 5 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Smith Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDEN CITY serves 9,000 people · EPA ID GA0510000
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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