92 Smith Ave, Savannah, GA 31408 Property Records

Chatham County property record for 92 Smith Ave, Savannah, GA 31408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,840 sqft · built 1934
Lot Size	0.542 acres (23,610 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (May 2020)
Tax Bill	$2,728 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-0003-01-030B`

Property Details

APN / Parcel Number

Primary APN	`6-0003-01-030B`
Alternative APN	`D321E185`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,610 sqft (0.542 acres)
Garage Type	Carport
Garage Area	660 sqft
Carport	Carport
Carport Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	408 sqft
Patio Area	408 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	92 SMITH AVE
City	SAVANNAH
State	GA
Zip	31408-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT A RESUB TCT 123 INDUSTRIAL CI TY GARDENS
Legal Subdivision	SUB
Legal Lot Number	A
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2000
Census Tract	10601

Owner

92 Smith Ave is owned and occupied by two individuals who acquired it in December 2024.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 SMITH AVE, SAVANNAH, GA 31408-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS
May 27, 2020	Limited Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Deed Document Number	20204910
Deed Book / Page	1940 / 83
Last Transfer Date	Dec 12, 2024
Transfer Doc	0035510638
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	92 SMITH AVE, GARDEN CITY, GA 31408-1220
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SMITH AVE, SAVANNAH, GA 31408-1220

Mortgage

Document Number	0000002288/0000000489
Date	Mar 18, 2021
Book Page	0000002288/0000000489

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 27, 2020
Property Address	92 SMITH AVE, GARDEN CITY, GA 31408-1220
Document Number	0019400083
Book / Page	1940 / 83
Instrument Date	May 27, 2020
Instrument	2020-004910
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SMITH AVE, SAVANNAH, GA 31408-1220

Mortgage

Document Number	0000001940/0000000085
Date	May 28, 2020
Book Page	0000001940/0000000085

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 92 Smith Ave was $2,728, up 23.3% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Garden City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,840 (+1.67%) Land $24,000 Building $92,840	$292,100 (+1.67%) Land $60,000 Building $232,100
2025	$2,728.00 (+23.33%) Homeowner's exemption	$114,920 Land $24,000 Building $90,920	$287,300 Land $60,000 Building $227,300
2024	$2,212.00
2023		$90,880 (+25.04%) Land $19,200 Building $71,680	$227,200 (+25.04%) Land $48,000 Building $179,200
2022	$2,274.00	$72,680 Land $9,880 Building $62,800	$181,700 Land $24,700 Building $157,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 92 Smith Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	21 (1994–2024)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 4 claims Hurricane Matthew, Oct 2016 · 5 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Smith Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDEN CITY serves 9,000 people · EPA ID GA0510000
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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