95 S River Rd, Stuart, FL 34996 Property Records

Martin County property record for 95 S River Rd, Stuart, FL 34996 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2023
Square Footage	3,081 sqft Living Area
Lot Size	19,863 sqft (0.455 acres)
Occupancy	Owner Occupied
Last Sale	$660,000 (2021)
Tax Bill	$17,615.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`12-38-41-002-000-01040-7`
Alternative APN	`27615`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	2 Rooms
Building Area	3,081 sqft Living Area
1st Floor	2,408 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces
Elevator	Elevator

Exterior

Year Built	Built 2023
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	19,863 sqft (0.455 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	598 sqft Garage
Pool Area	392 sqft Pool
Porch	1 Porch
Porch Area	512 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	27615
Street Address	95 S RIVER RD
City	STUART
State	FL
Zip	34996-6430
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIO VISTA S/D LOT 104
Legal Range	41E
Legal Township	38S
Legal Section	12
Legal Subdivision	RIO VISTA SUBDIVISION
Legal Lot Number	104
Jurisdiction	MARTIN FL
Minor Civil Division	STUART
Census Blockgroup	1
Census Block	1008
Census Tract	502

Owner

Source: Martin County records · APN 12-38-41-002-000-01040-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	95 S RIVER RD, STUART, FL 34996-6430
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Sep 29, 1997 · Amount on Record
Deed Doc Number	0032102129
Deed Book / Page	3210 / 2129
Record Refreshed	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 30, 2021
Property Address	95 S RIVER RD, STUART, FL 34996-6430
Document Number	0032102129
Book / Page	3210 / 2129
Map Reference	MB 6 PG 95
Instrument Date	Mar 26, 2021
Instrument	2877996
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,620.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 SE SAINT LUCIE BLVD # BLVD8-250, BLVD8-250, STUART, FL 34996-4298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5640 SW ORCHID BAY DR, PALM CITY, FL 34990-8523

Mortgage

Document Number	0032102134
Date	Mar 30, 2021
Book Page	3210/2134
Instrument	2877998

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Apr 01, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	Other
Max Rate	7%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$960,450 (+133.06%)	$1,241,930 (+82.13%) Land $535,000 Building $706,930
2024	$17,615.00 (+170.13%)
2023	$6,521.00 (-34.97%) Additional exemption filed	$412,111 (-29.6%)	$681,900 (+16.49%) Land $400,000 Building $281,900
2022	$10,028.00	$585,390 Land $360,000 Building $225,390	$585,390 Land $360,000 Building $225,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.