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91 S River Rd, Stuart, FL 34996 Property Records

Martin County property record for 91 S River Rd, Stuart, FL 34996 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1991
Square Footage2,323 sqft Living Area
Lot Size17,337 sqft (0.398 acres)
OccupancyOwner Occupied
Last Sale$510,000 (2014)
Tax Bill$7,836.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-38-41-002-000-0106.0-2-0000
Alternative APNs
  • 12-38-41-002-000-01060-2
  • 27617

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area2,323 sqft Living Area
Gross Area2,771 sqft Gross Area
1st Floor2,323 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
ElevatorElevator

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1991
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area17,337 sqft (0.398 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area448 sqft Garage

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area576 sqft Pool
PorchOpen Porch
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address91 S RIVER RD
CitySTUART
StateFL
Zip34996-6430
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIO VISTA S/D LOT 106
Legal Range41E
Legal Township38S
Legal Section12
Legal SubdivisionRIO VISTA SUBDIVISION
Legal Block1
Legal Lot Number106
JurisdictionMARTIN FL
Minor Civil DivisionSTUART
Census Blockgroup1
Census Block1008
Census Tract502

Owner

Source: Martin County records · APN 12-38-41-002-000-0106.0-2-0000

Assessment roll updated August 27, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address91 S RIVER RD, STUART, FL 34996-6430
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2014 · Amount on Record
Deed SaleOct 01, 2014 · Amount on Record
Prior SaleOct 16, 1995 · Amount on Record
Deed Doc Number20142478662
Deed Book / Page2743 / 1690
Transfer Doc1072000586
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Recording DateMay 12, 2026
Property Address91 S RIVER RD, STUART, FL 34996-6430
Document Number0003185520
Book / Page3566 / 746
Instrument DateMay 06, 2026
Instrument20263185520
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 S RIVER RD, STUART, FL 34996-6430

Mortgage

Document Number0003185520,
DateMay 12, 2026
Book Page3566/746
Instrument20263185520
Lender
NameSEACOAST NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address91 S RIVER RD, STUART, FL 34996-6430
Transaction TypeMortgage
Record UpdatedJan 30, 2024
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 S RIVER RD, SEWALLS POINT, FL 34996-6430

Mortgage

Document Number0032731130
DateNov 19, 2021
Book Page3273/1130
Instrument2927329
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term279 Months
DueFeb 01, 2045

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalitySewall's Point Town
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,836.00 (-0.52%) Homeowner's exemption$513,945 (+8.85%)$893,060 (+18.17%) Land $535,000 Building $358,060
2024$7,877.00 (+4.91%)
2023$7,508.00 (+3.3%) Additional exemption filed$472,167 (+3%)$755,750 (+16.99%) Land $400,000 Building $355,750
2022$7,268.00 Homeowner's exemption$458,415$645,970 Land $360,000 Building $285,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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