95 S Bay Dr, Babylon, NY 11702 Property Records

Suffolk County and Babylon Town property record for 95 S Bay Dr, Babylon, NY 11702

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,360 sqft · built 1964
Lot Size0.156 acres (6,800 sqft)
OwnerIndividual Name on Record
Last Sale$652,500 (Jun 2026)
Tax Bill$13,508 (2024)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN472089 231.-3-86

Property Details

APN / Parcel Number

Primary APN472089 231.-3-86
Alternative APNs
  • 0100-231.00-03.00-086.000
  • 208923100000030860000000
  • 472000650570
  • 20223008290
  • 20233008290
  • 20253008290

Interior

Full Baths2 Baths
Building Area1,360 sqft Building Perimeter

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions85 ft deep x 80 ft wide

Location & Zoning

Account Number20253008290
Street Address95 S BAY DR
CityBABYLON
StateNY
Zip11702-4116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionFILED MAP 842 LOTS 1236-1239 INC .
Legal SubdivisionMAP OF FREDERICK SHORES
Legal Block3
Legal Lot Number86
JurisdictionSUFFOLK NY
Township / Civil DivisionBABYLON
Census Block Group2
Census Block2007
Census Tract124401

Owner

Source: Suffolk County and Babylon Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2288 ATLANTIC AVE, BROOKLYN, NY 11233-3360
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed, Transfer · Stand-Alone First Mortgage
JPMORGAN CHASE BANK
Aug 9, 2022Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleAug 9, 2022 · Amount on Record
Deed Book / Page13339 / 444
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJun 12, 2026
Property Address95 S BAY DR, BABYLON, NY 11702-4116
Document Number1333000444
Book / Page13339 / 444
Instrument DateJan 9, 2026
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2288 ATLANTIC AVE, BROOKLYN, NY 11233-3360

Mortgage

DateJun 12, 2026
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateAug 9, 2022
Property Address95 S BAY DR, BABYLON, NY 11702-4116
Document Number0131680332
Book / Page13168 / 332
Instrument DateMay 20, 2022
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyFIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 SHORE RD APT 1K, 1K, LONG BEACH, NY 11561-4546
InvestorPossibly a Property Investor

Mortgage

Document Number0002344664
DateAug 9, 2022
Instrument23446/64
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBabylon Town
Unified School DistrictWest Babylon Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,660 (-) Land $710 Building $2,950$620,339 (+11,255.28%) Land $120,339 Building $500,000
2024$13,508.00$5,463 (-1.5%) Land $1,060 Building $4,403
2023$3,660 (-) Land $710 Building $2,950$5,546 (+18.2%) Land $1,076 Building $4,470
2022Homeowner's exemption$3,660 Land $710 Building $2,950$4,692 Land $910 Building $3,782

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 176 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies176 in force
Nearby Flood Claims550 (1978–2025)
Claims Outside the SFHA53 of 550
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 220 claims
  • Hurricane Irene, Sep 2011 · 65 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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