Suffolk County and Babylon Town property record for 81 S Bay Dr, Babylon, NY 11702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,802 sqft · built 1953 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jun 2012) |
| Tax Bill | $15,010 (2024) |
| Deeds & Mortgages | Jul 2017 Line of Credit Oct 2016 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 472089 231.-2-80 |
| Primary APN | 472089 231.-2-80 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,802 sqft Building Perimeter |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 75 ft deep x 60 ft wide |
| Account Number | 20253007380 |
|---|---|
| Street Address | 81 S BAY DR |
| City | BABYLON |
| State | NY |
| Zip | 11702-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | FILED MAP 842 SEE TM 30-1890 LOTS 1229-1231INC .PTS |
| Legal Subdivision | FREDERICK SHORES |
| Legal Block | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 124401 |
81 S Bay Dr is owned and occupied by two individuals who bought it in June 2012.
Source: Suffolk County and Babylon Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 S BAY DR, BABYLON, NY 11702-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Oct 12, 2016 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Oct 12, 2016 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Oct 12, 2016 | Loan Modification, Consolidation and Extension, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2012 · Amount on File |
| Deed Sale | Jun 18, 2012 · Amount on File |
| Deed Book / Page | 12696 / 557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 81 S BAY DR, BABYLON, NY 11702-4116 |
| Document Number | 0229970491 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Name | Verified Name |
|---|---|
| Address | 81 S BAY DR BABYLON NY 117024116, BABYLON, NY 11702-4116 |
| Document Number | 0229970491 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 022997/000491 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jan 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 81 S BAY DR, BABYLON, NY 11702-4116 |
| Document Number | 0227760726 |
| Instrument Date | Oct 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | TITLEVEST AGENCY INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 81 S BAY DR BABYLON NY 117024116, BABYLON, NY 11702-4116 |
| Document Number | 0227760726 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 022776/000726 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 81 S BAY DR, BABYLON, NY 11702-4116 |
| Document Number | 0227760728 |
| Instrument Date | Oct 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | TITLEVEST AGENCY INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 81 S BAY DR BABYLON NY 117024116, BABYLON, NY 11702-4116 |
| Document Number | 0227760728 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 022776/000728 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 408 Months |
| Due | Jan 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 81 S BAY DR, BABYLON, NY 11702-4116 |
| Document Number | 0227760727 |
| Instrument Date | Oct 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLEVEST AGENCY INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 81 S BAY DR BABYLON NY 117024116, BABYLON, NY 11702-4116 |
| Document Number | 0227760727 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 022776/000727 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 10, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | West Babylon Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,370 Land $550 Building $3,820 | $740,678 (+11,256.61%) Land $93,220 Building $647,458 | |
| 2024 | $15,010.00 | $6,522 (-1.5%) Land $821 Building $5,701 | |
| 2023 | $4,370 Land $550 Building $3,820 | $6,621 Land $833 Building $5,788 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 81 S Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 176 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 176 in force |
| Nearby Flood Claims | 550 (1978–2025) |
| Claims Outside the SFHA | 53 of 550 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 81 S Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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