95 Rock Spring Loop, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 95 Rock Spring Loop, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,547 sqft Living Area
Lot Size	4,356 sqft (0.1 acres)
Occupancy	Owner Occupied
Last Sale	$265,600 (2020)
Tax Bill	$5,768.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027015-1560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,547 sqft Living Area
Gross Area	1,953 sqft Gross Area
1st Floor	1,547 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,356 sqft (0.1 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	406 sqft Garage
Porch Area	240 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	95 ROCK SPRING LOOP
City	SAINT AUGUSTINE
State	FL
Zip	32095-0011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	82/48-57 BANNON LAKES PHASE 1B-1A LOT 156 OR4945/1659
Legal Range	28E
Legal Township	06S
Legal Section	11
Legal Subdivision	BANNON LAKES PHASE 1B-1A
Legal Phase	1B
Legal Block	2
Legal Lot Number	156
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2066
Census Tract	20904

Owner

Source: St. Johns County records · APN 027015-1560

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0011
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Deed Doc Number	202038510
Deed Book / Page	4945 / 1659
Record Refreshed	Jun 08, 2026

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 20, 2020
Property Address	95 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0011
Document Number	0049451659
Book / Page	4945 / 1659
Map Reference	MB 82 PG 48-57
Instrument Date	May 18, 2020
Instrument	2020038510
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,859.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0011

Mortgage

Document Number	49451661
Date	May 20, 2020
Instrument	4945/1661

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,452 (+2.7%)	$288,857 (-3.17%) Land $75,000 Building $213,857
2025	$5,768.00 (+9.66%) Homeowner's exemption	$221,472 (+2.9%)	$298,306 (-2.59%) Land $70,000 Building $228,306
2024	$5,260.00 (+1%) Homeowner's exemption	$215,230 (+3%)	$306,230 (+6.31%) Land $70,000 Building $236,230
2023	$5,208.00 (+3.91%) Homeowner's exemption	$208,961 (+3%)	$288,066 (+9.78%) Land $70,000 Building $218,066
2022	$5,012.00 Homeowner's exemption	$202,875	$262,396 Land $61,600 Building $200,796

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 909 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.