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86 Rock Spring Loop, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 86 Rock Spring Loop, Saint Augustine, FL 32095 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,547 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
OccupancyOwner Occupied
Last Sale$380,000 (2025)
Tax Bill$7,658.00 (2025)

Property Details

APN / Parcel Number

Primary APN027015-1290

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,547 sqft Living Area
Gross Area2,088 sqft Gross Area
1st Floor1,547 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,356 sqft (0.1 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area406 sqft Garage
Patio Area140 sqft Patio
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address86 ROCK SPRING LOOP
CitySAINT AUGUSTINE
StateFL
Zip32095-0012
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description82/48-57 BANNON LAKES PHASE 1B-1A LOT 129 OR6159/1489 & 6296/945 (Q/C)
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PHASE 1B-1A
Legal Phase1B
Legal Block2
Legal Lot Number129
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records · APN 027015-1290

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address86 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK
Jan 29, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Jun 03, 2025Warranty Deed, Transfer
LANDMARK TITLE, LANDMARK TITLE LLC
Jun 15, 2022Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Jul 31, 2019Special Warranty Deed, Subdivision Related Transfer · Adjustable Rate Mortgage (ARM)
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2025 · Amount on Record
Deed SaleJun 03, 2025 · Amount on Record
Prior SaleJun 15, 2022 · Amount on Record
Deed Doc Number202543402
Deed Book / Page6159 / 1489
Last Transfer DateJan 21, 2026
Transfer Doc0062960945
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 17, 2026
Property Address86 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
Document Number0000061177
Book / Page6403 / 440
Instrument DateJul 15, 2026
Instrument202661177
Transaction TypeTransfer
Record UpdatedAug 03, 2026
Title CompanyTITLE PARTNERS, PREMIER TITLE PARTNERS ST AUGU

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$261,236.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19815 33RD AVE, FLUSHING, NY 11358-1903

Mortgage

Document Number0000061178,
DateJul 17, 2026
Book Page6403/442
Instrument202661178
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.25%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJan 29, 2026
Property Address86 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
Document Number0062960945
Book / Page6296 / 945
Map ReferenceMB 82 PG 48-57
Instrument DateJan 21, 2026
Instrument2026007549
Transaction TypeTransfer
Record UpdatedFeb 11, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address707 HUNTER DR, LANGHORNE, PA 19053-1909

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 ROCK SPRING LOOP, ST AUGUSTINE, FL 32095-0012

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address86 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012

Mortgage

Document Number0054901242
DateFeb 10, 2022
Book Page5490/1242
Instrument2022015232
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 03, 2025
Property Address86 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
Document Number0061591489
Book / Page6159 / 1489
Map ReferenceMB 82 PG 48
Instrument DateMay 23, 2025
Instrument2025043402
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,660.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1854 PLANTATION OAKS DR, JACKSONVILLE, FL 32223-5010

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address86 ROCK SPRING LOOP, ST AUGUSTINE, FL 32095-0012

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 15, 2022
Property Address86 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
Document Number0055790357
Book / Page5579 / 357
Map ReferenceMB 82 PG 48-57
Instrument DateJun 10, 2022
Instrument2022059809
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyCOVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address76 ARTIST OAKS CT, SAINT AUGUSTINE, FL 32095-0020

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 ROCK SPRING LOOP, ST AUGUSTINE, FL 32095-0012

Mortgage

Document Number0005579359
DateJun 15, 2022
Instrument5579/359
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 31, 2019
Property Address86 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
Document Number0047690773
Book / Page4769 / 0773
Map ReferenceMB 82 PG 48-57
Instrument DateJul 15, 2019
Instrument2019055699
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyDBA PGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,020.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD # 500500, 4901, ORLANDO, FL 32811-7300

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012

Mortgage

Document Number0004769775
DateJul 31, 2019
Instrument4769/775
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueAug 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateAug 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.25%
Index1-Year LIBOR
Max Rate9.25%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$204,579 (-36.68%)$299,048 (-7.44%) Land $75,000 Building $224,048
2025$7,658.00 (+19.92%)$323,091 (+5.91%)$323,091 (-2.49%) Land $80,000 Building $243,091
2024$6,386.00 (+1.12%) Homeowner's exemption$305,059 (+3%)$331,333 (+6.19%) Land $80,000 Building $251,333
2023$6,315.00 (+17.64%) Homeowner's exemption$296,174 (+28.38%)$312,008 (+11.1%) Land $80,000 Building $232,008
2022$5,368.00 Homeowner's exemption$230,695$280,833 Land $67,200 Building $213,633

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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