Essex County and Topsfield Town property record for 95 River Rd, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,203 sqft |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $18,000 (May 2004) |
| Tax Bill | $13,636 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0047 B:0031 L |
| Primary APN | TOPS M:0047 B:0031 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,203 sqft Living Area |
| Gross Area | 5,897 sqft |
| Basement Area | 1,302 sqft |
| Unfinished Basement | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Historical |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 95,832 sqft (2.2 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1268 |
|---|---|
| Street Address | 95 RIVER RD |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IRA |
| Legal Block | 31 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 214100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the River Road-Cross Street Historic District listed 2005 · 52 contributing resources · NRIS 05000465 |
|---|---|
| Individually Listed | Lake, Stanley, House listed 1990 · 2 contributing resources · NRIS 90000260 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Topsfield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 RIVER RD, TOPSFIELD, MA 01983-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2004 · Amount on Record |
| Deed Sale | May 18, 2004 · Amount on Record |
| Prior Sale | Dec 10, 2003 · Amount on Record |
| Deed Book / Page | 22857 / 305 |
| Record Updated | Sep 20, 2026 |
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,636.00 (+2.04%) | $909,700 (-) Land $438,600 Building $471,100 | $1,189,210 |
| 2024 | $13,363.00 (+2.97%) | $909,700 (+6.55%) Land $438,600 Building $471,100 | |
| 2023 | $12,978.00 | $853,800 Land $411,900 Building $441,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1978–2010) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures