102 River Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 102 River Rd, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,578 sqft · built 2003
Lot Size	10.1 acres (439,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,675,000 (Jun 2026)
Tax Bill	$24,750 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`100114`

Property Details

APN / Parcel Number

Primary APN	`100114`
Alternative APN	`TOPS M:0047 B:0049 L`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,578 sqft Living Area
Gross Area	9,629 sqft
Basement Area	1,766 sqft
Unfinished Basement	1,766 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	439,956 sqft (10.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	100114
Street Address	102 RIVER RD
City	TOPSFIELD
State	MA
Zip	01983-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IRA
Legal Block	49
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	4
Census Block	4000
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 RIVER RD, TOPSFIELD, MA 01983-2111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
Feb 26, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	202620260623001110
Deed Book / Page	43459 / 80
Prior Transfer Date	Jun 9, 2026
Prior Transfer Doc	0000001110
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jun 23, 2026
Property Address	102 RIVER RD, TOPSFIELD, MA 01983-2111
Document Number	0000001110
Book / Page	43459 / 80
Instrument Date	Jun 9, 2026
Instrument	20261110
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 RIVER RD, TOPSFIELD, MA 01983-2111

Mortgage

Date	Jun 23, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

February 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	TOPSFIELD MA
Recording Date	Feb 26, 2018
Property Address	102 RIVER RD, TOPSFIELD, MA 01983-2111
Document Number	36551-64
Book / Page	036551 / 000064
Instrument Date	Feb 15, 2018
Instrument	1802262550
Transaction Type	Foreclosure
Record Updated	May 5, 2018

Transaction

Amount	Amount Recorded
Tax	$3,420.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	42 KING GEORGE DR BOXFORD MA 019211730, BOXFORD, MA 01921-1730

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,750.00 (+2.04%)	$1,651,100 (-) Land $557,100 Building $1,094,000	$1,310,810
2024	$24,255.00	$1,651,100 Land $557,100 Building $1,094,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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