Ventura County property record for 95 Rio Via, Oak View, CA 93022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1958 |
| Lot Size | 0.22 acres (9,577 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $889 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-0-131-180 |
| Primary APN | 031-0-131-180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 1,098 sqft |
| 1st Floor Area | 1,098 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 9,577 sqft (0.22 acres) |
| Lot Dimensions | 164 ft deep x 61 ft wide |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 20 sqft |
| Street Address | 95 RIO VIA |
|---|---|
| City | OAK VIEW |
| State | CA |
| Zip | 93022-9471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT: 18 REF: 025MR 027 |
| Legal Subdivision | MONTE VISTA PARK |
| Legal Block | 131 |
| Legal Lot Number | 18 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OJAI-MIRA MONTE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1101 |
Source: Ventura County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 RIO VIA ST, OAK VIEW, CA 93022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 17, 2023 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Jan 31, 2020 | Deed of Trust, Mortgage · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS |
| May 21, 2019 | Quit Claim Deed, Transfer · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS |
| Aug 15, 2018 | Deed of Trust, Mortgage · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS |
| Aug 21, 2018 | Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA |
| Oct 19, 2017 | Deed of Trust, Mortgage · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2019 |
| Deed Sale | May 21, 2019 |
| Prior Sale | Aug 21, 2018 |
| Deed Document Number | 201956163 |
| Prior Transfer Date | May 17, 2019 |
| Prior Transfer Doc | 0000056163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 95 RIO VIA, OAK VIEW, CA 93022-9471 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 95 RIO VIA, OAK VIEW, CA 93022-9471 |
| Document Number | 0000017597 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026000017597 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year T-Bill |
| Max Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 95 RIO VIA, OAK VIEW, CA 93022-9471 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2023 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 95 RIO VIA, OAK VIEW, CA 93022-9471 |
| Document Number | 0000076070 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023000076070 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80920 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 95 RIO VIA, OAK VIEW, CA 93022-9471 |
| Document Number | 0000016414 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 RIO VIA OAK VIEW CA 930229471, OAK VIEW, CA 93022-9471 |
| Document Number | 0000016414 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 16414 |
| Name | WEST COAST FUNDING & REAL ESTATE SVCS |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | May 21, 2019 |
| Property Address | 95 RIO VIA, OAK VIEW, CA 93022-9471 |
| Document Number | 0000056163 |
| Instrument Date | May 17, 2019 |
| Instrument | 56163 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 RIO VIA OAK VIEW CA 930229471, OAK VIEW, CA 93022-9471 |
| Document Number | 56164 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 56164 |
| Name | WEST COAST FUNDING & REAL ESTATE SVCS |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 95 RIO VIA, OAK VIEW, CA 93022-9471 |
| Document Number | 0000095195 |
| Instrument Date | Aug 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 RIO VIA OAK VIEW CA 930229471, OAK VIEW, CA 93022-9471 |
| Document Number | 0000095195 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 95195 |
| Name | WEST COAST FUNDING & REAL ESTATE SVCS |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Aug 21, 2018 |
| Property Address | 95 RIO VIA, OAK VIEW, CA 93022-9471 |
| Document Number | 0000095194 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 95194 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 RIO VIA OAK VIEW CA 930229471, OAK VIEW, CA 93022-9471 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 95 RIO VIA, OAK VIEW, CA 93022-9471 |
| Document Number | 0000138440 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 RIO VIA OAK VIEW CA 930229471, OAK VIEW, CA 93022-9471 |
| Document Number | 0000138440 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 138440 |
| Name | WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Unified School District | Ventura Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $164,062 (+2%) Land $26,978 Building $137,084 | |
| 2025 | $889.00 (+3.73%) Veteran's exemption | $160,846 (+4.04%) Land $26,449 Building $134,397 |
| 2024 | $857.00 (-2.83%) | |
| 2023 | $882.00 (-3.29%) | $154,601 Land $25,422 Building $129,179 |
| 2022 | $912.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 units insured incl. 29 condo units |
| Nearby Flood Claims | 4 (1998–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022 |
|---|---|
| Water Source | Purchased surface water from CASITAS MUNICIPAL WATER DIST |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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