Elmore County property record for 95 Rays Cv, Wetumpka, AL 36092
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 2007 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jun 2020) |
| Tax Bill | $403 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04-20-0-002-007.000 |
| Primary APN | 13-04-20-0-002-007.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 139 ft deep x 120 ft wide |
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 95 RAYS CV |
|---|---|
| City | WETUMPKA |
| State | AL |
| Zip | 36092-7418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 LAKELAND ESTATES PLAT #2 13/20 |
| Legal Range | 18E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | WETUMPKA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 30802 |
Source: Elmore County assessment roll, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 RAYS CV, WETUMPKA, AL 36092-7418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALABAMA STATE EMPLOYEES CU |
| Jun 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage REAL ESTATE FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on Record |
| Deed Sale | Jun 25, 2020 · Amount on Record |
| Prior Sale | Aug 28, 2015 · Amount on Record |
| Deed Book / Page | 2020 / 42033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 95 RAYS CV, WETUMPKA, AL 36092-7418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026/15023 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 2026/15023 |
| Name | ALABAMA STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MONTGOMERY, AL 36106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 15, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Jun 25, 2020 |
| Property Address | 95 RAYS CV, WETUMPKA, AL 36092-7418 |
| Document Number | 2020/42033 |
| Book / Page | 2020 / 42033 |
| Map Reference | MB 13 PG 20 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 OAK STPOST, AUBURN, AL 36830 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 111 RAYS CV, WETUMPKA, AL 36092-7419 |
| Document Number | 0202042035 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020/42035 |
| Name | REAL ESTATE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403.00 (+6.61%) | $15,860 (+6.87%) | $215,140 (+45.03%) Land $17,640 Building $197,500 |
| 2024 | $378.00 (-1.05%) | $14,840 (-1.03%) | $148,340 (-1.07%) Land $17,640 Building $130,700 |
| 2023 | $382.00 (-4.26%) | $14,994 (-4.46%) Land $1,764 Building $13,230 | $149,940 (-4.46%) Land $17,640 Building $132,300 |
| 2022 | $399.00 | $15,694 Land $1,764 Building $13,930 | $156,940 Land $17,640 Building $139,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jun 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLTVILLE WATER SYSTEM serves 12,600 people · EPA ID AL0000540 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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