87 Rays Cv, Wetumpka, AL 36092 Property Records

Elmore County property record for 87 Rays Cv, Wetumpka, AL 36092

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,450 sqft · built 2006
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$199,900 (Dec 2023)
Tax Bill$524 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Oct 2023 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-04-20-0-002-008.000

Property Details

APN / Parcel Number

Primary APN13-04-20-0-002-008.000
Alternative APN
  • 664570

Interior

Full Baths2 Baths
Building Area1,450 sqft Living Area
1st Floor Area1,450 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions139 ft deep x 120 ft wide
PorchSlab
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address87 RAYS CV
CityWETUMPKA
StateAL
Zip36092-7418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 LAKELAND ESTATES PLAT #2 13/20
Legal Range18E
Legal Township19N
Legal Section20
Legal SubdivisionESTATES
Legal Lot Number8
JurisdictionELMORE AL
Township / Civil DivisionWETUMPKA
Census Block Group2
Census Block2044
Census Tract30802

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address361 SPRING HOLLOW DR, DEATSVILLE, AL 36022-2904
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Limited Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Oct 24, 2023Foreclosure
Apr 18, 2019Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 20, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2023 · Amount on Record
Deed SaleDec 18, 2023 · Amount on Record
Prior SaleOct 24, 2023 · Amount on Record
Deed Book / Page2023 / 57408
Record UpdatedOct 29, 2026

December 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionELMORE AL
Recording DateDec 18, 2023
Property Address87 RAYS CV, WETUMPKA, AL 36092-7418
Document Number2023/57408
Book / Page2023 / 57408
Map ReferenceMB 13 PG 20
Instrument DateDec 15, 2023
Transaction TypeTransfer
Record UpdatedJan 8, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1401 MARKET STREET, MILLBROOK, AL 36054

Transferred To (Grantee/Buyer)

NameVerified Name
Address361 SPRING HOLLOW DR, DEATSVILLE, AL 36022-2904

Mortgage

Document Number2023/57412
DateDec 18, 2023
Book Page2023/57412
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2044

October 2023: Foreclosure

Document TypeForeclosure
JurisdictionELMORE AL
Recording DateOct 24, 2023
Property Address87 RAYS CV, WETUMPKA, AL 36092-7418
Document Number2023/48984
Book / Page2023 / 48984
Map ReferenceMB 13 PG 20
Instrument DateOct 11, 2023
Transaction TypeForeclosure
Record UpdatedNov 13, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address87 RAYS CV, WETUMPKA, AL 36092-7418

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 MARKET ST, MILLBROOK, AL 36054-4233

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELMORE AL
Property Address87 RAYS CV, WETUMPKA, AL 36092-7418
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/17929
DateApr 18, 2019
Book Page2019/17929
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term346 Months
DueFeb 1, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELMORE AL
Recording DateJul 20, 2018
Property Address87 RAYS CV, WETUMPKA, AL 36092-7418
Document Number2018/34047
Book / Page2018 / 34047
Map ReferencePL 13 PG 20
Instrument DateJul 20, 2018
Transaction TypeTransfer
Record UpdatedMar 3, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1733 FAIRFOREST DR, 1733, MONTGOMERY, AL 36106-2601

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 RAYS CV, WETUMPKA, AL 36092-7418

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyElmore County
Unified School DistrictElmore County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$524.00 (-5.92%)
2025$557.00 (+56.02%)$20,280 (+44.65%)$202,840 (+44.64%) Land $17,640 Building $185,200
2024$357.00 (-2.19%)$14,020 (-2.26%)$140,240 (-2.23%) Land $17,640 Building $122,600
2023$365.00 (-3.44%)$14,344 (-3.37%) Land $1,764 Building $12,580$143,440 (-3.37%) Land $17,640 Building $125,800
2022$378.00$14,844 Land $1,764 Building $13,080$148,440 Land $17,640 Building $130,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLTVILLE WATER SYSTEM
serves 12,600 people · EPA ID AL0000540
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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