Erie County and Lackawanna City property record for 95 Palm St, Buffalo, NY 14218
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,524 sqft · built 1942 |
| Lot Size | 0.089 acres (3,850 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,694 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140900 142.11-1-23 |
| Primary APN | 140900 142.11-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Upper Floors Area | 508 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 3,850 sqft (0.089 acres) |
| Lot Dimensions | 110 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1807 |
|---|---|
| Street Address | 95 PALM ST |
| City | BUFFALO |
| State | NY |
| Zip | 14218-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | L 9 RIDGE TERRACE BLK C G3 49 Z MC 1296 |
| Legal Subdivision | THE BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LACKAWANNA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 12501 |
Source: Erie County and Lackawanna City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 PALM ST, BUFFALO, NY 14218-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW YORK AFFORDABLE HSNG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 15, 1995 |
| Transfer Doc | 0000000063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 95 PALM ST, BUFFALO, NY 14218-2029 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 95 PALM ST, LACKAWANNA, NY 14218-2029 |
| Document Number | 0140818397 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | 14081/8397 |
| Instrument | 2023017660 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 255 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 95 PALM ST, BUFFALO, NY 14218-2029 |
| Document Number | 0138717335 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 95 PALM ST LACKAWANNA NY 142182029, LACKAWANNA, NY 14218-2029 |
| Document Number | 0138717335 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 013871/007335 |
| Name | NEW YORK AFFORDABLE HSNG CORP |
|---|---|
| Address | NEW YORK, NY 10022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Erie County and Lackawanna City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Lackawanna City |
| Unified School District | Lackawanna City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,694.00 Homeowner's exemption | ||
| 2025 | $120,000 (-) Land $7,400 Building $112,600 | $187,500 (+23.44%) Land $11,562 Building $175,938 | |
| 2023 | Homeowner's exemption | $120,000 (-) Land $7,400 Building $112,600 | $151,900 (+13.95%) Land $9,367 Building $142,533 |
| 2022 | $120,000 Land $7,400 Building $112,600 | $133,300 Land $8,220 Building $125,080 | |
| 2021 | $1,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures