Avery County property record for 95 Painter Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,341 sqft · built 1914 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Aug 2021) |
| Tax Bill | $1,804 (2025) |
| Deeds & Mortgages | Aug 2021 Sale Jun 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 1859-00-73-9109-00000 |
| Primary APN | 1859-00-73-9109-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,341 sqft Living Area |
| Gross Area | 4,098 sqft |
| 1st Floor Area | 2,029 sqft |
| Attic | Attic |
| Attic Area | 952 sqft |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Carport |
| Garage Area | 352 sqft |
| Carport | Carport |
| Carport Area | 352 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 147 sqft |
| Patio Area | 122 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 76006 |
|---|---|
| Street Address | 95 PAINTER RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-9252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | NULL |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 930100 |
95 Painter Rd is owned by two individuals who bought it in August 2021.
Source: Avery County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17539 BOAT CLUB DR, FORT MYERS, FL 33908-4465 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2021 | Special Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC |
| Jun 1, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on File |
| Deed Sale | Aug 13, 2021 · Amount on File |
| Prior Sale | Jun 1, 2021 · Amount on File |
| Deed Document Number | 20214770 |
| Deed Book / Page | 564 / 870 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Aug 13, 2021 |
| Property Address | 95 PAINTER RD, BANNER ELK, NC 28604-9252 |
| Document Number | 0000004770 |
| Book / Page | 564 / 870 |
| Instrument Date | Aug 7, 2021 |
| Instrument | 2021004770 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 17539 BOAT CLUB DR, FORT MYERS, FL 33908-4465 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jun 1, 2021 |
| Property Address | 95 PAINTER RD, BANNER ELK, NC 28604-9252 |
| Document Number | 0000003139 |
| Book / Page | 561 / 224 |
| Map Reference | MB 14 PG 163 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021003139 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $273.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284 |
The 2025 property tax bill for 95 Painter Rd was $1,804.
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,804.00 | $451,000 Land $45,000 Building $406,000 | $451,000 Land $45,000 Building $406,000 |
| 2024 | $1,804.00 (+33.73%) | ||
| 2023 | $1,349.00 | $337,400 Land $45,000 Building $292,400 | $337,400 Land $45,000 Building $292,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Painter Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Painter Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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