Avery County property record for 40 Painter Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,512 sqft · built 1909 |
| Lot Size | 0.953 acres (41,513 sqft) |
| Owner | Company Name on File |
| Last Sale | $265,000 (Mar 2026) |
| Tax Bill | $447 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80998 |
| Primary APN | 80998 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Heated Area |
| Attic Area | 540 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 41,513 sqft (0.953 acres) |
| Lot Width | 777 ft Width |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Coal |
| Account Number | 80998 |
|---|---|
| Street Address | 40 PAINTER RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-9252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILL89-E-62 PLAT 44-153 |
| Legal Tract | 2 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 930100 |
40 Painter Rd is owned by a company that bought it in March 2026.
Source: Avery County records, as of March 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1975 SANDY POINT LANE, CORAL SPRINGS, FL 33065 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Warranty Deed, Transfer THE CITIZENS BANK |
| Dec 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| May 30, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 8, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on File |
| Deed Sale | Mar 5, 2026 · Amount on File |
| Prior Sale | Dec 22, 2023 · Amount on File |
| Deed Document Number | 2026000899 |
| Deed Book / Page | 618 / 325 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Mar 5, 2026 |
| Property Address | 40 PAINTER RD, BANNER ELK, NC 28604-9252 |
| Document Number | 0000000899 |
| Book / Page | 618 / 325 |
| Map Reference | MB 44 PG 153 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026000899 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9603 NORTHWEST 37TH STREET, MOUNT PLEASANT, SC 29466 |
| Name | Verified Name |
|---|---|
| Address | 1975 SANDY POINT LANE, CORAL SPRINGS, FL 33065 |
| Document Number | 0000618327 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 618/327 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 5, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Dec 22, 2023 |
| Property Address | 40 PAINTER RD, BANNER ELK, NC 28604-9252 |
| Document Number | 0000005792 |
| Book / Page | 595 / 1505 |
| Map Reference | MB 44 PG 153 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 2023005792 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9603 NW 37TH ST, CORAL SPRINGS, FL 33065-2806 |
| Document Number | 0005951507 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 595/1507 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 30, 2018 |
| Property Address | 40 PAINTER RD, BANNER ELK, NC 28604-9252 |
| Document Number | 0005210111 |
| Book / Page | 000521 / 000111 |
| Instrument Date | May 29, 2018 |
| Instrument | 3033 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 170 W 63 1 ST OCEAN MARATHON FL 33050, MARATHON, FL 33050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 8, 2018 |
| Property Address | 40 PAINTER RD, BANNER ELK, NC 28604-9252 |
| Document Number | 0005200800 |
| Book / Page | 000520 / 000800 |
| Instrument Date | May 8, 2018 |
| Instrument | 2624 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 70 PAINTER RD BANNER ELK NC 286049252, BANNER ELK, NC 28604-9252 |
The 2025 property tax bill for 40 Painter Rd was $447.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $447.00 | $111,800 Land $48,200 Building $63,600 | $111,800 Land $48,200 Building $63,600 |
| 2023 | $447.00 | $111,800 (-) Land $48,200 Building $63,600 | $111,800 (-) Land $48,200 Building $63,600 |
| 2022 | $447.00 | $111,800 Land $48,200 Building $63,600 | $111,800 Land $48,200 Building $63,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 40 Painter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Painter Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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