95 Overlook Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 95 Overlook Rd, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details3,193 sqft · built 1927
Lot Size0.214 acres (9,300 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (Jun 2000)
Tax Bill$30,568 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-02703-0000-00011

Property Details

APN / Parcel Number

Primary APN13-02703-0000-00011
Alternative APN
  • 130270300011

Interior

Stories2 Stories
Building Area3,193 sqft Living Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Construction TypeFrame
Lot Area9,300 sqft (0.214 acres)
Lot Dimensions155 ft deep x 60 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130270300011
Street Address95 OVERLOOK RD
CityMONTCLAIR
StateNJ
Zip07043-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description60X155
Legal Block2703
Legal Lot Number11
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1005
Census Tract16100

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address95 OVERLOOK RD, MONTCLAIR, NJ 07043-2007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2000 · Amount on File
Deed SaleJun 29, 2000 · Amount on File
Deed Book / Page5704 / 169
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address95 OVERLOOK RD, MONTCLAIR, NJ 07043-2007
Document Number0000039158
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedMay 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 OVERLOOK RD MONTCLAIR NJ 070432007, MONTCLAIR, NJ 07043-2007

Mortgage

Document Number0000039158
DateApr 21, 2020
Instrument39158
Lender
NamePROPONENT FCU
TypeCredit Union
AddressNUTLEY, NJ 07110
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 20, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$869,400 (-) Land $396,500 Building $472,900$869,400 (-) Land $396,500 Building $472,900
2025$30,568.00 (+3.32%)$869,400 (-) Land $396,500 Building $472,900$869,400 (-) Land $396,500 Building $472,900
2024$29,585.00 (+3.5%)
2023$869,400 Land $396,500 Building $472,900$869,400 Land $396,500 Building $472,900
2022$28,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2006–2023)
Claims Outside the SFHA4 of 5
Most Recent ClaimApr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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