Essex County and Montclair Township property record for 77 Overlook Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,782 sqft · built 1925 |
| Lot Size | 0.196 acres (8,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Apr 1997) |
| Tax Bill | $24,925 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03705-0000-00030 |
| Primary APN | 13-03705-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,782 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 8,550 sqft (0.196 acres) |
| Lot Dimensions | 150 ft deep x 57 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130370500030 |
|---|---|
| Street Address | 77 OVERLOOK RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 57X150 IRR |
| Legal Block | 3705 |
| Legal Lot Number | 30 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 16200 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 OVERLOOK RD, MONTCLAIR, NJ 07043-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Jan 8, 2020 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 1997 · Amount on Record |
| Deed Sale | Apr 11, 1997 · Amount on Record |
| Deed Book / Page | 5468 / 534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 77 OVERLOOK RD, MONTCLAIR, NJ 07043-2020 |
| Document Number | 0000002779 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 77 OVERLOOK RD MONTCLAIR NJ 070432020, MONTCLAIR, NJ 07043-2020 |
| Document Number | 0000002779 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 2779 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 8, 2020 |
| Property Address | 77 OVERLOOK RD, MONTCLAIR, NJ 07043-2020 |
| Document Number | 0000002777 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 2777 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $736.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 77 OVERLOOK RD MONTCLAIR NJ 070432020, MONTCLAIR, NJ 07043-2020 |
| Document Number | 2779 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 2779 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $708,900 (-) Land $391,300 Building $317,600 | $708,900 (-) Land $391,300 Building $317,600 | |
| 2025 | $24,925.00 (+3.32%) | $708,900 (-) Land $391,300 Building $317,600 | $708,900 (-) Land $391,300 Building $317,600 |
| 2024 | $24,123.00 (+3.5%) | ||
| 2023 | $708,900 Land $391,300 Building $317,600 | $708,900 Land $391,300 Building $317,600 | |
| 2022 | $23,308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2007–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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