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  5. Orchard Ave

95 Orchard Ave, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 95 Orchard Ave, Wakefield, RI 02879

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,003 sqft · built 1885
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Tax Bill$5,255 (2025)
Deeds & MortgagesMar 2026 Line of Credit
May 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNR-03-3045-80

Property Details

APN / Parcel Number

Primary APNR-03-3045-80
Alternative APNs
  • SKIN P:057-4 L:000159
  • P:057=4 L:000159

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,003 sqft Living Area
Gross Area3,978 sqft
1st Floor Area1,016 sqft
AtticAttic
Attic Area878 sqft
Basement Area806 sqft
Unfinished Basement806 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberR-03-3045-80
Street Address95 ORCHARD AVE
CityWAKEFIELD
StateRI
Zip02879-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Lot Number159
JurisdictionSOUTH KINGSTOWN RI
Township / Civil DivisionSOUTH KINGSTOWN
Census Block Group1
Census Block1017
Census Tract51202

Owner

Source: South Kingstown Town records · APN R-03-3045-80

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address95 ORCHARD AVE, WAKEFIELD, RI 02879-4113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
May 10, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Feb 12, 2021Deed of Trust, Mortgage · VA Mortgage
EMBRACE HOME LOANS INC
Jan 19, 2018Deed of Trust, Mortgage
EMBRACE HM LOANS
Mar 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address95 ORCHARD AVE, SOUTH KINGSTOWN, RI 02879-4113
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001929-54
DateMar 25, 2026
Book Page1929/54
Instrument43060
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address95 ORCHARD AVE, SOUTH KINGSTOWN, RI 02879-4113
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001830-29
DateMay 10, 2022
Book Page1830/29
Instrument22516
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJun 01, 2047

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address95 ORCHARD AVE, SOUTH KINGSTOWN, RI 02879-4113
Transaction TypeMortgage
Record UpdatedMar 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1777-623
DateFeb 12, 2021
Book Page1777/623
Instrument12437
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address95 ORCHARD AVE, SOUTH KINGSTOWN, RI 02879-4113
Document Number1664-492
Book / Page001664 / 000492
Instrument DateJan 19, 2018
Transaction TypeMortgage
Record UpdatedFeb 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 ORCHARD AVE SOUTH KINGSTOWN RI 028794113, SOUTH KINGSTOWN, RI 02879-4113

Mortgage

Document Number1664-492
DateJan 26, 2018
Book Page001664/000492
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueJan 25, 2048

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address95 ORCHARD AVE, SOUTH KINGSTOWN, RI 02879-4113
Document Number1636-402
Book / Page001636 / 000402
Instrument DateMar 15, 2017
Transaction TypeMortgage
Record UpdatedApr 04, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1636-402
DateMar 15, 2017
Book Page001636/000402
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2047

Tax Assessment & Valuation

Source: South Kingstown Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSouth Kingstown Town
Unified School DistrictSouth Kingstown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,255.00 (+2.28%)$587,800 (+26.41%) Land $243,700 Building $344,100
2023$5,138.00 (+0.9%)$465,000 (-) Land $187,500 Building $277,500
2022$5,092.00$465,000 Land $187,500 Building $277,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090512021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1983–2021)
Most Recent ClaimSep 2021 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 332 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemVEOLIA WATER WAKEFIELD RHODE ISLAND INC
private · serves 21,225 people
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
E. coli
resolved · Aug 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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