Clay County property record for 95 Old Hard Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,528 sqft · built 2020 |
| Lot Size | 1.3 acres (56,933 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $120,000 (May 2018) |
| Tax Bill | $7,290 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Oct 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-05-26-014237-002-00 |
| Primary APN | 06-05-26-014237-002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,528 sqft Living Area |
| Gross Area | 5,302 sqft |
| 1st Floor Area | 2,472 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 56,933 sqft (1.3 acres) |
| Garage Type | Attached |
| Garage Area | 1,018 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 95 OLD HARD RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF E1/2 OF NE1/4 S6T5R26 AS REC OR 4086 PG 1301 & 4796 PG 1041 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 06 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30707 |
Source: Clay County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 95 OLD HARD RD, FLEMING ISLAND, FL 32003-7905 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 20, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 3, 2019 | Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK |
| May 23, 2018 | Warranty Deed, Transfer SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Deed Document Number | 201826532 |
| Deed Book / Page | 4086 / 1301 |
| Last Transfer Date | Feb 16, 2024 |
| Transfer Doc | 0047961041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 20, 2024 |
| Property Address | 95 OLD HARD RD, FLEMING ISLAND, FL 32003-7905 |
| Document Number | 0047961041 |
| Book / Page | 4796 / 1041 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024007890 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 OLD HARD RD, FLEMING ISLAND, FL 32003-7905 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 95 OLD HARD RD, FLEMING ISLAND, FL 32003-7905 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 95 OLD HARD RD, FLEMING ISLAND, FL 32003-7905 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042380541 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 4238/0541 |
| Instrument | 2019053183 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 23, 2018 |
| Property Address | 95 OLD HARD RD, FLEMING ISLAND, FL 32003-7905 |
| Document Number | 0040861301 |
| Book / Page | 4086 / 1301 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018026532 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 OLD HARD RD, 129, FLEMING ISLAND, FL 32003-7943 |
| Name | Verified Name |
|---|---|
| Address | 11648 KENNEDY LN, JACKSONVILLE, FL 32223-8789 |
| Document Number | 2018026533 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018026533 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,290.00 (+5.5%) | $518,148 (+6.76%) | $758,684 (+17.18%) Land $98,025 Building $660,659 |
| 2024 | $6,910.00 (-2.59%) | ||
| 2023 | $7,094.00 (+4.63%) Homeowner's exemption | $485,333 (+3%) | $647,427 (+13.06%) Land $98,025 Building $549,402 |
| 2022 | $6,780.00 Homeowner's exemption | $471,198 | $572,617 Land $98,025 Building $474,592 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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