101 Old Hard Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 101 Old Hard Rd, Fleming Island, FL 32003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,649 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$476,000 (Jun 2018)
Tax Bill	$6,042 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-26-014241-000-00`

Property Details

APN / Parcel Number

Primary APN	`06-05-26-014241-000-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,649 sqft Living Area
Gross Area	4,196 sqft
1st Floor Area	3,240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	366 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	547 sqft
Pool Area	2,430 sqft
Porch	Finished/Open Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	101 OLD HARD RD
City	FLEMING ISLAND
State	FL
Zip	32003-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E1/2 OF NE1/4 S6T5R26 AS REC OR 4092 PG 777
Legal Range	26E
Legal Township	05S
Legal Section	06
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1010
Census Tract	30707

Owner

Source: Clay County records · APN 06-05-26-014241-000-00

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	101 OLD HARD RD, FLEMING ISLAND, FL 32003-7907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Jun 11, 2018	Warranty Deed, Transfer · VA Mortgage HOMEAMERICA LNDG
Mar 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	Jun 10, 2013 · Amount on Record
Deed Document Number	201829969
Deed Book / Page	4092 / 777
Prior Transfer Date	Mar 21, 2018
Prior Transfer Doc	0040670588
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Jul 24, 2026
Property Address	101 OLD HARD RD, FLEMING ISLAND, FL 32003-7907
Document Number	0000036750
Book / Page	5069 / 1720
Instrument Date	Jul 16, 2026
Instrument	202636750
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OLD HARD RD, FLEMING ISLAND, FL 32003-7907
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036750,
Date	Jul 24, 2026
Book Page	5069/1720
Instrument	202636750

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.47%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	101 OLD HARD RD, FLEMING ISLAND, FL 32003-7907
Document Number	0043010477
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 06, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 OLD HARD RD FLEMING ISLAND FL 320037907, FLEMING ISLAND, FL 32003-7907

Mortgage

Document Number	0043010477
Date	Apr 23, 2020
Book Page	004301/000477
Instrument	20382

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 11, 2018
Property Address	101 OLD HARD RD, FLEMING ISLAND, FL 32003-7907
Document Number	0040920777
Book / Page	004092 / 000777
Instrument Date	Jun 05, 2018
Instrument	29969
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,332.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 OLD HARD RD FLEMING ISLAND FL 320037907, FLEMING ISLAND, FL 32003-7907

Mortgage

Document Number	40920779
Date	Jun 11, 2018
Book Page	004092/000779
Instrument	29970

Lender

Name	HOMEAMERICA LNDG
Address	PATCHOGUE, NY 11772

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 26, 2018
Property Address	101 OLD HARD RD, FLEMING ISLAND, FL 32003-7907
Document Number	0040670376
Book / Page	004067 / 000376
Instrument Date	Mar 21, 2018
Instrument	14912
Transaction Type	Transfer
Record Updated	Apr 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2250 NW FLANDERS ST #G02 PORTLAND OR 972103475, G02, PORTLAND, OR 97210-3475

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Mar 26, 2018
Property Address	101 OLD HARD RD, FLEMING ISLAND, FL 32003-7907
Document Number	0040670588
Book / Page	004067 / 000588
Instrument Date	Mar 21, 2018
Instrument	14973
Transaction Type	Transfer
Record Updated	Apr 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7153 FLEUR COVE DR JACKSONVILLE FL 322588525, JACKSONVILLE, FL 32258-8525

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,042.00 (+2.11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$446,327 (+5.99%)	$750,914 (+6.22%) Land $40,000 Building $710,914
2024	$5,917.00 (-3.3%)
2023	$6,119.00 (+4.94%) Homeowner's exemption	$421,116 (+3%)	$706,968 (+14.36%) Land $40,000 Building $666,968
2022	$5,831.00 Homeowner's exemption	$408,851	$618,169 Land $40,000 Building $578,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 90 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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