95 Oak St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 95 Oak St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,342 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:026 L:285`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:026 L:285`
Alternative APN	`3078`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,342 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3078
Street Address	95 OAK ST
City	OLD TOWN
State	ME
Zip	04468-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 -
Legal Lot Number	285
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	1
Census Block	1002
Census Tract	7100

Owner

Source: Penobscot County and Old Town City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	95 OAK ST, OLD TOWN, ME 04468-1634
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Quit Claim Deed, Transfer
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORP
Aug 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026
Deed Sale	Mar 10, 2026
Prior Sale	Aug 28, 2018
Deed Document Number	20265082
Deed Book / Page	17802 / 327
Transfer Doc	0149190178
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD TOWN ME
Recording Date	Mar 10, 2026
Property Address	95 OAK ST, OLD TOWN, ME 04468-1634
Document Number	0178020327
Book / Page	17802 / 327
Instrument Date	Mar 2, 2026
Instrument	5082
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	95 OAK ST, OLD TOWN, ME 04468-1634
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177750195
Date	Feb 9, 2026
Book Page	17775/195
Instrument	2587

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2055

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD TOWN ME
Recording Date	Aug 28, 2018
Property Address	95 OAK ST, OLD TOWN, ME 04468-1634
Document Number	0149190178
Book / Page	014919 / 000178
Instrument Date	Sep 30, 2017
Instrument	25565
Transaction Type	Transfer
Record Updated	Sep 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1807 SANTA RITA RD #H-177 PLEASANTON CA 945664779, H-177, PLEASANTON, CA 94566-4779

Tax Assessment & Valuation

Source: Penobscot County and Old Town City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,671.00 (+12.89%)	$133,700 (-) Land $18,000 Building $115,700
2024	$2,366.00	$133,700 (-) Land $18,000 Building $115,700
2023	$2,366.00 (+10.66%)	$133,700 (+31.34%) Land $18,000 Building $115,700	$178,885
2022	$2,138.00	$101,800 Land $15,700 Building $86,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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