189 Oak St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 189 Oak St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 812 sqft · built 1985
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Aug 2025)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:021 L:131`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:021 L:131`
Alternative APN	`2161`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	812 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2161
Street Address	189 OAK ST
City	OLD TOWN
State	ME
Zip	04468-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 -
Legal Lot Number	131
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	1
Census Block	1003
Census Tract	7100

Owner

Source: Penobscot County and Old Town City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2281 EDINBURG RD, ARGYLE TWP, ME 04468-7309
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Aug 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LEADERONE FINANCIAL
May 28, 2021	Personal Representative Deed, Transfer · Stand-Alone First Mortgage CUSO HOME LENDING
Jun 23, 2020	Warranty Deed, Transfer CUSO HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	202522958
Deed Book / Page	17606 / 290
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Aug 26, 2025
Property Address	189 OAK ST, OLD TOWN, ME 04468-1632
Document Number	0176060290
Book / Page	17606 / 290
Instrument Date	Aug 25, 2025
Instrument	22958
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2281 EDINBURG RD, ARGYLE TWP, ME 04468-7309

Mortgage

Document Number	0000022959
Date	Aug 26, 2025
Instrument	22959

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Aug 19, 2022
Property Address	189 OAK ST, OLD TOWN, ME 04468-1632
Document Number	0165910070
Book / Page	16591 / 70
Instrument Date	Aug 18, 2022
Instrument	23977
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PLUMMER ST, ORONO, ME 04473-4074

Mortgage

Document Number	0000023978
Date	Aug 19, 2022
Instrument	23978

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OLD TOWN ME
Recording Date	May 28, 2021
Property Address	189 OAK ST, OLD TOWN, ME 04468-1632
Document Number	0160400233
Book / Page	16040 / 233
Instrument Date	May 28, 2021
Instrument	17170
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	667 KENNEBEC RD, HAMPDEN, ME 04444-3021

Mortgage

Document Number	0000017171
Date	May 28, 2021
Instrument	17171

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Jun 23, 2020
Property Address	189 OAK ST, OLD TOWN, ME 04468-1632
Document Number	0155760020
Book / Page	015576 / 000020
Instrument Date	Jun 19, 2020
Instrument	17601
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 RITAS WAY GLENBURN ME 044011479, GLENBURN, ME 04401-1479

Mortgage

Document Number	155760022
Date	Jun 23, 2020
Book Page	015576/000022
Instrument	17602

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

Tax Assessment & Valuation

Source: Penobscot County and Old Town City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,921.00 (+12.87%)	$146,200 (-) Land $18,700 Building $127,500
2024	$2,588.00 (-0.61%)	$146,200 (-0.61%) Land $18,700 Building $127,500
2023	$2,604.00 (+13.46%)	$147,100 (+34.58%) Land $18,700 Building $128,400	$153,140
2022	$2,295.00	$109,300 Land $16,300 Building $93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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