Rockland County and Ramapo Town property record for 95 Margetts Rd, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,725 sqft · built 1925 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 392615 62.08-1-45 |
| Primary APN | 392615 62.08-1-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,725 sqft Living Area |
| 1st Floor Area | 1,453 sqft |
| 2nd Floor Area | 1,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 33,541 sqft (0.769 acres) |
| Lot Dimensions | 250 ft deep x 140 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 575 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00395480000 |
|---|---|
| Old Parcel Number | 261506200800010450000000 |
| Street Address | 95 MARGETTS RD |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-6119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | LOT:45.000 BLK:1 SEC:62.08 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 45.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12506 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 MARGETTS RD, SPRING VALLEY, NY 10977-6119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 95 MARGETTS RD, SPRING VALLEY, NY 10977-6119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018603 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 2017-00018603 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Chestnut Ridge Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $63,600 (-) Land $15,400 Building $48,200 | $819,588 (+1,252.46%) Land $198,454 Building $621,134 |
| 2023 | $63,600 Land $15,400 Building $48,200 | $60,600 Land $14,674 Building $45,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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