85 Margetts Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 85 Margetts Rd, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,585 sqft · built 1965
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$827,000 (May 2022)
Deeds & Mortgages	Jun 2023 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392615 62.08-1-43`

Property Details

APN / Parcel Number

Primary APN	`392615 62.08-1-43`
Alternative APNs	`261506200800010430000000` `00395500000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,585 sqft Living Area
1st Floor Area	1,326 sqft
2nd Floor Area	900 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	515 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00395500000
Old Parcel Number	261506200800010430000000
Street Address	85 MARGETTS RD
City	SPRING VALLEY
State	NY
Zip	10977-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	LOT:43.000 BLK:1 SEC:62.08 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal Block	1
Legal Lot Number	43.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1000
Census Tract	12506

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	85 MARGETTS RD, MONSEY, NY 10952-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 6, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Deed Document Number	0202217345
Deed Book / Page	2022 / 17345
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	85 MARGETTS RD, SPRING VALLEY, NY 10977-6119
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	LAND TRACK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017326
Date	Jun 5, 2023
Instrument	2023-00017326

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	May 6, 2022
Property Address	85 MARGETTS RD, SPRING VALLEY, NY 10977-6119
Document Number	0000017345
Map Reference	LB 583 CP 510
Instrument Date	May 4, 2022
Instrument	2022-00017345
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 HUNGRY HOLLOW RD, 155, CHESTNUT RIDGE, NY 10977-6155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HANA LN UNIT 201, 201, MONSEY, NY 10952-5711

Mortgage

Document Number	0000017346
Date	May 6, 2022
Instrument	2022-00017346

Lender

Name	HOME POINT FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Chestnut Ridge Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$85,200 (+6.37%) Land $18,000 Building $67,200	$1,097,938 (+1,673.73%) Land $231,959 Building $865,979
2023	$80,100 Land $18,000 Building $62,100	$61,900 Land $13,910 Building $47,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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