95 Margaret St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 95 Margaret St, Plattsburgh, NY 12901

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,660 sqft · built 1969
Lot Size	0.136 acres (5,940 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 1999)
Tax Bill	$7,450 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`091300 207.74-1-20`

Property Details

APN / Parcel Number

Primary APN	`091300 207.74-1-20`
Alternative APN	`130020707400010200000000`

Interior

Stories	1 Story
Building Area	5,660 sqft Gross Area
Basement Area	5,778 sqft
Unfinished Basement	5,778 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	108 ft deep x 55 ft wide
Canopy	118 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	95 MARGARET ST
City	PLATTSBURGH
State	NY
Zip	12901-2924
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Description	STORE & LOT
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1006
Census Tract	103100

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	95 MARGARET ST, PLATTSBURGH, NY 12901-2924
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Deed of Trust, Mortgage NBT BK
Apr 26, 2019	Loan Modification, Mortgage NBT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 1999 · Amount on Record
Deed Sale	Jul 6, 1999 · Amount on Record
Deed Book / Page	99001 / 12788
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	95 MARGARET ST, PLATTSBURGH, NY 12901-2924
Document Number	0000303375
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 TOM MILLER RD PLATTSBURGH NY 129011215, PLATTSBURGH, NY 12901-1215

Mortgage

Document Number	0000303375
Date	Sep 23, 2019
Instrument	303375

Lender

Name	NBT BK
Type	Bank
Address	PLATTSBURGH, NY 12901

Agreement

Amount	Amount Recorded

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLINTON NY
Property Address	95 MARGARET ST, PLATTSBURGH, NY 12901-2924
Document Number	0000303377
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 TOM MILLER RD PLATTSBURGH NY 129011215, PLATTSBURGH, NY 12901-1215

Mortgage

Document Number	0000303377
Date	Sep 23, 2019
Instrument	303377

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
Municipality	Plattsburgh City
Unified School District	Plattsburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,450.00 (+161.4%)
2025	$2,850.00	$216,000 (-) Land $24,900 Building $191,100	$216,000 (-) Land $24,900 Building $191,100
2023		$216,000 Land $24,900 Building $191,100	$216,000 Land $24,900 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CITY serves 24,173 people · EPA ID NY0900217
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Westelcom Networks.

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