103 Margaret St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 103 Margaret St, Plattsburgh, NY 12901

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,446 sqft · built 2001
Lot Size	0.055 acres (2,436 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Mar 2012)
Tax Bill	$8,038 (2026)
Deeds & Mortgages	Apr 2022 Refinance Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091300 207.74-1-19`

Property Details

APN / Parcel Number

Primary APN	`091300 207.74-1-19`
Alternative APN	`130020707400010190000000`

Interior

Units	7 Units
Stories	3 Stories
Building Area	5,446 sqft Gross Area
Basement Area	1,720 sqft
Unfinished Basement	1,720 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	2,436 sqft (0.055 acres)
Lot Dimensions	116 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	Partial
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 MARGARET ST
City	PLATTSBURGH
State	NY
Zip	12901-4555
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Description	5 APTS 1 RETAIL & LOT
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1006
Census Tract	103100

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	381 SOPER RD, KEESEVILLE, NY 12944-2526
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CHAMPLAIN NATIONAL BANK
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHAMPLAIN NATIONAL BANK
Mar 3, 2020	Warranty Deed, Transfer CLINTON ABSTRACT, CLINTON ABS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2012 · Amount on Record
Deed Sale	Mar 30, 2012 · Amount on Record
Deed Book / Page	20122 / 47054
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	103 MARGARET ST, PLATTSBURGH, NY 12901-4555
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323587
Date	Apr 1, 2022
Instrument	20220-00323587

Lender

Name	CHAMPLAIN NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	103 MARGARET ST, PLATTSBURGH, NY 12901-4555
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000320284
Date	Nov 3, 2021
Instrument	20210-00320284

Lender

Name	CHAMPLAIN NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Mar 3, 2020
Property Address	103 MARGARET ST, PLATTSBURGH, NY 12901-4555
Document Number	0000306492
Instrument Date	Feb 28, 2020
Instrument	306492
Transaction Type	Transfer
Record Updated	Apr 9, 2020
Title Company	CLINTON ABSTRACT, CLINTON ABS

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 SEMEL AVE GARFIELD NJ 070262169, GARFIELD, NJ 07026-2169

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
Municipality	Plattsburgh City
Unified School District	Plattsburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,038.00 (+148.62%)
2025	$3,233.00	$245,000 (-) Land $10,300 Building $234,700	$245,000 (-) Land $10,300 Building $234,700
2023		$245,000 Land $10,300 Building $234,700	$245,000 Land $10,300 Building $234,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CITY serves 24,173 people · EPA ID NY0900217
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Westelcom Networks.

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