Otsego County and Oneonta City property record for 95 Maple St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,890 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Garage | Detached, 320 sqft |
| Last Sale | $285,000 (2022) |
| Tax Bill | $5,875.00 (2025) |
| Primary APN | 361200 288.14-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,890 sqft Living Area |
| 1st Floor | 1,080 sqft 1st Floor |
| Upper Floors | 810 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional Style |
| Exterior Material | Concrete Exterior |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 226 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 320 sqft Garage |
| Porch Area | 368 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 2221 |
|---|---|
| Street Address | 95 MAPLE ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1550 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AKA 12 NORMAL AVE |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records · APN 361200 288.14-1-19
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 393 MAIN ST, 104, ONEONTA, NY 13820-2156 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance WAYNE BANK |
| Sep 14, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage WAYNE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on Record |
| Deed Sale | Sep 14, 2022 · Amount on Record |
| Deed Doc Number | 20225106 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 95 MAPLE ST, ONEONTA, NY 13820-1550 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000422 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-1422 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 14, 2022 |
| Property Address | 95 MAPLE ST, ONEONTA, NY 13820-1550 |
| Document Number | 0000000106 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022-5106 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 393 MAIN ST # STE10, STE10, ONEONTA, NY 13820-1935 |
| Document Number | 0000000107 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022-5107 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000000109 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022-5109 |
| Name | F&W RENTALS INC |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Oct 01, 2024 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,875.00 | $155,000 (-) Land $19,700 Building $135,300 | $218,310 (+14.08%) Land $27,746 Building $190,564 |
| 2023 | $155,000 Land $19,700 Building $135,300 | $191,358 Land $24,321 Building $167,037 |
95 Maple St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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