Otsego County and Oneonta City property record for 81 Maple St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 2,509 sqft Total Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Garage | Attached, 624 sqft |
| Last Sale | $232,000 (2022) |
| Tax Bill | $6,663.00 (2025) |
| Primary APN | 361200 288.18-1-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,509 sqft Total Area |
| 1st Floor | 1,267 sqft 1st Floor |
| 2nd Floor | 1,242 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 108 ft x 62.3 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 624 sqft Garage |
| Patio Area | 30 sqft Patio |
| Porch Area | 163 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 2216 |
|---|---|
| Street Address | 81 MAPLE ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1579 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 1 |
| Legal Lot Number | 70.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records · APN 361200 288.18-1-70
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 34 SURREY LN, LEVITTOWN, NY 11756-4922 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed, Transfer |
| Nov 01, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2022 · Amount on Record |
| Deed Sale | Nov 01, 2022 · Amount on Record |
| Prior Sale | Apr 18, 2016 · Amount on Record |
| Deed Doc Number | 20226036 |
| Last Transfer Date | Dec 20, 2022 |
| Transfer Doc | 0000000018 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 10, 2023 |
| Property Address | 81 MAPLE ST, ONEONTA, NY 13820-1579 |
| Document Number | 0000000018 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2023-118 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 LAKELAND AVE, DOVER, DE 19901-5109 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Nov 01, 2022 |
| Property Address | 81 MAPLE ST, ONEONTA, NY 13820-1579 |
| Document Number | 0000000036 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022-6036 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 SURREY LN, LEVITTOWN, NY 11756-4922 |
| Document Number | 0000000037 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 2022-6037 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,663.00 | $175,000 (-) Land $16,200 Building $158,800 | $246,479 (+14.08%) Land $22,817 Building $223,662 |
| 2023 | $175,000 Land $16,200 Building $158,800 | $216,049 Land $20,000 Building $196,049 |
81 Maple St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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