Rensselaer County and Schaghticoke Town property record for 95 Main St, Schaghticoke, NY 12154
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 2,178 sqft · built 1885 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Company Name on File |
| Last Sale | $172,500 (Dec 2016) |
| Tax Bill | $6,923 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 384201 22.18-1-2 |
| Primary APN | 384201 22.18-1-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Total Area |
| 1st Floor Area | 1,089 sqft |
| 2nd Floor Area | 1,089 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 546 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 896 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 311A191825 |
|---|---|
| Street Address | 95 MAIN ST |
| City | SCHAGHTICOKE |
| State | NY |
| Zip | 12154-3900 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RA |
| Legal Description | TRAILER & HOUSE |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 51901 |
95 Main St, a residential property, is owned by a company that bought it in December 2016.
Source: Rensselaer County and Schaghticoke Town records, as of May 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 95 MAIN ST, SCHAGHTICOKE, NY 12154-3900 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit BALLSTON SPA NATIONAL BANK |
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BALLSTON SPA NATIONAL BANK |
| May 30, 2019 | Deed of Trust, Mortgage · Line of Credit BALLSTON SPA NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2016 · Amount on File |
| Deed Sale | Dec 13, 2016 · Amount on File |
| Deed Book / Page | 8034 / 155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 95 MAIN ST, SCHAGHTICOKE, NY 12154-3900 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101220080 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 10122/80 |
| Instrument | 2022-614034 |
| Name | BALLSTON SPA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 95 MAIN ST, SCHAGHTICOKE, NY 12154-3900 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0098340090 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 9834/90 |
| Instrument | 2021-600555 |
| Name | BALLSTON SPA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 95 MAIN ST, SCHAGHTICOKE, NY 12154-3900 |
| Document Number | 0000552259 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 95 MAIN ST SCHAGHTICOKE NY 121543900, SCHAGHTICOKE, NY 12154-3900 |
| Document Number | 0000552259 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 008850/000004 |
| Instrument | 552259 |
| Name | BALLSTON SPA NAT'L BK |
|---|---|
| Type | Bank |
| Address | BALLSTON SPA, NY 12020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 10, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Municipality | Schaghticoke Village |
| Unified School District | Hoosic Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,700 Land $10,000 Building $27,700 | $264,747 Land $70,225 Building $194,522 | |
| 2024 | $6,923.00 | ||
| 2023 | $37,700 Land $10,000 Building $27,700 | $234,891 Land $62,305 Building $172,586 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 95 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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