89 Main St, Schaghticoke, NY 12154 Property Records

Rensselaer County and Schaghticoke Town property record for 89 Main St, Schaghticoke, NY 12154

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,260 sqft · built 1904
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,201 (2026)
Flood Zone	Zone X (minimal risk)
APN	`384201 22.14-5-8`

Property Details

APN / Parcel Number

Primary APN	`384201 22.14-5-8`
Alternative APN	`311A196160`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,260 sqft Total Area
1st Floor Area	1,421 sqft
2nd Floor Area	1,253 sqft
Upper Floors Area	586 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	382 ft deep x 93.3 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	511 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	311A196160
Street Address	89 MAIN ST
City	SCHAGHTICOKE
State	NY
Zip	12154-3900
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RA
Legal Description	METZGER SVY 112487 LIFE EST J C SAMPLE
Legal Block	5
Legal Lot Number	8.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	2
Census Block	2013
Census Tract	51901

Owner

89 Main St, a triplex, is owned by two individuals.

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 S MAIN ST, SCHAGHTICOKE, NY 12154-4004
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 89 Main St was $8,201, up 1.1% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Municipality	Schaghticoke Village
Unified School District	Hoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,201.00 (+1.13%)
2025	$8,109.00	$50,400 Land $10,100 Building $40,300	$353,933 Land $70,927 Building $283,006
2023		$50,400 Land $10,100 Building $40,300	$314,019 Land $62,928 Building $251,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20