95 Main St, Nerstrand, MN 55053 Property Records

Rice County property record for 95 Main St, Nerstrand, MN 55053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,199 sqft · built 1908
Lot Size	0.667 acres (29,040 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2017)
Tax Bill	$2,308 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21.14.2.00.001`

Property Details

APN / Parcel Number

Primary APN	`21.14.2.00.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	648 sqft
Basement Area	648 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,040 sqft (0.667 acres)
Lot Dimensions	220 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	25 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	95 MAIN ST
City	NERSTRAND
State	MN
Zip	55053-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART NW4 COMG NE COR NW4 TH W8R TH S40R TH E8R TH N40R TO POB EX S440FT THRF
Legal Range	019
Legal Township	110
Legal Section	14
Jurisdiction	RICE MN
Township / Civil Division	NERSTRAND
Census Block Group	2
Census Block	2019
Census Tract	70400

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 MAIN ST, NERSTRAND, MN 55053-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE SOUTHEAST BANK
Aug 24, 2017	Warranty Deed, Transfer · Line of Credit SECURITY ST BK/KENYON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2017 · Amount on Record
Deed Sale	Aug 24, 2017 · Amount on Record
Prior Sale	May 2, 2006 · Amount on Record
Deed Document Number	2017700402
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	95 MAIN ST, NERSTRAND, MN 55053-3806
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A749490
Date	Mar 2, 2022
Instrument	A749490

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	DENNISON, MN 55018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Aug 24, 2017
Property Address	95 MAIN ST, NERSTRAND, MN 55053-3806
Document Number	0000700402
Instrument Date	Jul 5, 2017
Instrument	700402
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	95 MAIN ST NERSTRAND MN 550533806, NERSTRAND, MN 55053-3806

Mortgage

Document Number	700403
Date	Aug 24, 2017
Instrument	700403

Lender

Name	SECURITY ST BK/KENYON
Type	Bank
Address	KENYON, MN 55946

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 23, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Nerstrand City
Unified School District	Faribault Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,308.00 (+7.85%)	$232,200 (+0.26%) Land $82,500 Building $149,700	$232,200 (+0.26%) Land $82,500 Building $149,700
2025		$231,600 (+13.53%) Land $84,600 Building $147,000	$231,600 (+13.53%) Land $84,600 Building $147,000
2024	$2,140.00 (+16.56%)	$204,000 (-) Land $70,500 Building $133,500	$204,000 (-) Land $70,500 Building $133,500
2023	$1,836.00	$204,000 Land $70,500 Building $133,500	$204,000 Land $70,500 Building $133,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Nerstrand serves 299 people · EPA ID MN1660009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

Cell Coverage

5G (outdoors only) and 4G LTE

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