108 Main St, Nerstrand, MN 55053 Property Records

Rice County property record for 108 Main St, Nerstrand, MN 55053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,591 sqft · built 1905
Lot Size	0.362 acres (15,750 sqft)
Owner	Individual Name on Record
Last Sale	$281,400 (Jul 2019)
Tax Bill	$4,192 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21.11.4.53.006`

Property Details

APN / Parcel Number

Primary APN	`21.11.4.53.006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,591 sqft Living Area
1st Floor Area	758 sqft
Attic	Attic
Attic Area	417 sqft
Basement Area	926 sqft
Unfinished Basement	926 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,750 sqft (0.362 acres)
Lot Dimensions	140 ft deep x 112 ft wide
Garage Type	Detached
Garage Area	1,440 sqft
Driveway	Gravel Driveway
Parking Spaces	5 Parking Spaces
Porch	Patio
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	108 MAIN ST
City	NERSTRAND
State	MN
Zip	55053-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 1 OF J G OSMUNDSONS ADD J G OSMUNDSONS L5-6-7-8 B1
Legal Subdivision	J G OSMUNDSONS ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	RICE MN
Township / Civil Division	NERSTRAND
Census Block Group	2
Census Block	2011
Census Tract	70400

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 MAIN ST, NERSTRAND, MN 55053-3801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Oct 4, 1999 · Amount on Record
Deed Document Number	2019717769
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Jul 17, 2019
Property Address	108 MAIN ST, NERSTRAND, MN 55053-3801
Document Number	0000717769
Instrument Date	Jul 12, 2019
Instrument	717769
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928.62
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MAIN ST NERSTRAND MN 550533801, NERSTRAND, MN 55053-3801

Mortgage

Document Number	717770
Date	Jul 17, 2019
Instrument	717770

Lender

Name	LEADER ONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Nerstrand City
Unified School District	Faribault Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,192.00 (+11.02%)	$391,400 (+1.48%) Land $72,800 Building $318,600	$391,400 (+1.48%) Land $72,800 Building $318,600
2025		$385,700 (+15.13%) Land $71,100 Building $314,600	$385,700 (+15.13%) Land $71,100 Building $314,600
2024	$3,776.00 (+10.8%)	$335,000 (-) Land $59,300 Building $275,700	$335,000 (-) Land $59,300 Building $275,700
2023	$3,408.00	$335,000 Land $59,300 Building $275,700	$335,000 Land $59,300 Building $275,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Nerstrand serves 299 people · EPA ID MN1660009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

Cell Coverage

5G (outdoors only) and 4G LTE

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