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95 Locust St, Canton, NC 28716 Property Records

Haywood County property record for 95 Locust St, Canton, NC 28716

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,024 sqft · built 1946
Lot Size0.302 acres (13,155 sqft)
OwnerIndividual Name on Record
Last Sale$136,000 (May 2019)
Tax Bill$1,181 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8656-99-3272

Property Details

APN / Parcel Number

Primary APN8656-99-3272
Alternative APN
  • 257601

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,024 sqft Heated Area
Gross Area1,934 sqft
1st Floor Area1,024 sqft
Upper Floors Area768 sqft
Basement Area1,126 sqft
Unfinished Basement1,126 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleConventional
Exterior MaterialStone
Lot Area13,155 sqft (0.302 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number257601
Street Address95 LOCUST ST
CityCANTON
StateNC
Zip28716-4507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCNR1
Legal Description95 LOCUST ST #1
Legal Unit1
JurisdictionHAYWOOD NC
Township / Civil DivisionBEAVERDAM
Census Block Group4
Census Block4012
Census Tract920300

Owner

Source: Haywood County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address95 LOCUST ST, CANTON, NC 28716-4507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2019 · Amount on Record
Deed SaleMay 28, 2019 · Amount on Record
Prior SaleMay 9, 2008 · Amount on Record
Deed Document Number20194462
Deed Book / Page973 / 2172
Record UpdatedSep 20, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMay 28, 2019
Property Address95 LOCUST ST, CANTON, NC 28716-4507
Document Number0009732172
Book / Page973 / 2172
Map ReferenceCAB C SL 6010
Instrument DateMay 24, 2019
Instrument2019004462
Transaction TypeTransfer
Record UpdatedNov 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$272.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 ORANGE ST, 35, CANTON, NC 28716-4608

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13 LOCUST ST, CANTON, NC 28716-4507

Mortgage

Document Number0009732175
DateMay 28, 2019
Instrument973/2175
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
MunicipalityCanton Town
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,900 (-) Land $22,800 Building $163,100
2025$1,181.00$185,900 (-) Land $22,800 Building $163,100$185,900 (-) Land $22,800 Building $163,100
2023$185,900 Land $22,800 Building $163,100$185,900 (-) Land $22,800 Building $163,100
2021$185,900 Land $22,800 Building $163,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2021–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CANTON
serves 7,850 people · EPA ID NC0144015
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250

May also be available: AT&T, Verizon.

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