Essex County and Lynn City property record for 95 Laurel St, Lynn, MA 01905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,365 sqft · built 1900 |
| Lot Size | 0.081 acres (3,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Feb 2001) |
| Tax Bill | $5,231 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:020 L:288 S:028 |
| Primary APN | B:020 L:288 S:028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,365 sqft Living Area |
| Gross Area | 2,370 sqft |
| Basement Area | 789 sqft |
| Unfinished Basement | 789 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,550 sqft (0.081 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 95 LAUREL ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 288 |
| Legal Lot Number | 28 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 205700 |
95 Laurel St is owned and occupied by two individuals who bought it in February 2001.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 LAUREL ST, LYNN, MA 01905-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2001 · Amount on File |
| Deed Sale | Feb 28, 2001 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 95 LAUREL ST, LYNN, MA 01905-2040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 38002-21 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 38002/21 |
| Instrument | 20191105003960 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Dec 1, 2024 |
The 2025 property tax bill for 95 Laurel St was $5,231, up 4.7% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,231.00 (+4.7%) | $504,900 (+6.41%) Land $191,600 Building $313,300 | $481,270 |
| 2024 | $4,996.00 (-1.92%) | $474,500 (+3.85%) Land $178,200 Building $296,300 | |
| 2023 | $5,094.00 | $456,900 Land $197,100 Building $259,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Laurel St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1996–2000) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Laurel St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, Starry, T-Mobile.
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