87 Laurel St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 87 Laurel St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1880
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$177,500 (Nov 2012)
Tax Bill	$4,746 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:020 L:288 S:025`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:288 S:025`
Alternative APN	`LYNN M:020 B:288 L:025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,225 sqft Living Area
Gross Area	1,886 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1908
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,055 sqft (0.139 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	87 LAUREL ST
City	LYNN
State	MA
Zip	01905-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	ROGER A LANGLOIS & MARY E LANG
Legal Block	288
Legal Lot Number	25
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3004
Census Tract	205700

Owner

87 Laurel St is owned and occupied by an individual who bought it in November 2012.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	87 LAUREL ST, LYNN, MA 01905-2040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2012 · Amount on File
Deed Sale	Nov 20, 2012 · Amount on File
Prior Sale	Jun 29, 2012 · Amount on File
Deed Book / Page	31939 / 346
Transfer Doc	3148000394
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	87 LAUREL ST, LYNN, MA 01905-2040
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041856-564
Date	Nov 14, 2023
Book Page	41856/564
Instrument	20231114000360

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	87 LAUREL ST, LYNN, MA 01905-2040
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042719-489
Date	May 16, 2025
Book Page	42719/489
Instrument	20250516002400

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 87 Laurel St was $4,746, up 5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,746.00 (+4.98%)	$458,100 (+6.71%) Land $206,000 Building $252,100	$430,350
2024	$4,521.00 (-3.31%)	$429,300 (+2.36%) Land $191,500 Building $237,800
2023	$4,676.00	$419,400 Land $211,800 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Laurel St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996–2000)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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