95 Lance's Ln, Covington, GA 30016 Property Records

Newton County property record for 95 Lance's Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,163 sqft · built 2007
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Tax Bill	$4,825 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0015D-00000-001-000`

Property Details

APN / Parcel Number

Primary APN	`0015D-00000-001-000`
Alternative APNs	`0015D 001` `8550`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,163 sqft Heated Area
1st Floor Area	625 sqft
Basement Area	1,883 sqft
Unfinished Basement	1,883 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Area	1,176 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8550
Old Parcel Number	0015D 001
Street Address	95 LANCES LN
City	COVINGTON
State	GA
Zip	30016-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 6 HERITAGE POINTE PHS
Legal Subdivision	HERITAGE POINTE
Legal Lot Number	6
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1007
Census Tract	100905

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 LANCES LN, COVINGTON, GA 30016-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Sep 30, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2024
Deed Sale	Dec 27, 2024
Prior Sale	Nov 22, 2016 · Amount on Record
Deed Document Number	2024013617
Deed Book / Page	4687 / 453
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 LANCES LN, COVINGTON, GA 30016-9155
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 LANCES LN, COVINGTON, GA 30016-9155

Mortgage

Document Number	0047720000000567
Date	Oct 21, 2025
Book Page	0000004772/0000000567
Instrument	2025011790

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	95 LANCES LN, COVINGTON, GA 30016-9155
Document Number	0039270024
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 LANCES LN COVINGTON GA 300169155, COVINGTON, GA 30016-9155

Mortgage

Document Number	0039270024
Date	Nov 25, 2019
Book Page	003927/000024
Instrument	15498

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,825.00 (+24.84%)	$189,720 (+15.32%) Land $24,800 Building $164,920	$474,300 (+15.32%) Land $62,000 Building $412,300
2023		$164,520 Land $12,800 Building $151,720	$411,300 Land $32,000 Building $379,300
2022	$3,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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