65 Lance's Ln, Covington, GA 30016 Property Records

Newton County property record for 65 Lance's Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,854 sqft · built 2018
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,995 (Sep 2018)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0015D-00000-004-000`

Property Details

APN / Parcel Number

Primary APN	`0015D-00000-004-000`
Alternative APNs	`0015D 004` `8553`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,854 sqft Heated Area
1st Floor Area	526 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Garage Area	908 sqft

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8553
Street Address	65 LANCES LN
City	COVINGTON
State	GA
Zip	30016-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 9 HERITAGE POINTE PHS
Legal Subdivision	HERITAGE POINTE
Legal Lot Number	9
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1007
Census Tract	100905

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 LANCES LN, COVINGTON, GA 30016-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Mar 8, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Dec 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 8, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 1, 2018	Grant Deed, Construction Loan · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Jan 31, 2018 · Amount on Record
Deed Document Number	20183850
Deed Book / Page	3757 / 550
Prior Transfer Date	Oct 6, 2009
Prior Transfer Doc	0027640216
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	65 LANCES LN, COVINGTON, GA 30016-9155
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 LANCES LN, COVINGTON, GA 30016-9155

Mortgage

Document Number	0041420000000089
Date	Feb 10, 2021
Book Page	0000004142/0000000089
Instrument	002548

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	65 LANCES LN, COVINGTON, GA 30016-9155
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 LANCES LN, COVINGTON, GA 30016-9155

Mortgage

Document Number	0043540000000447
Date	Mar 8, 2022
Book Page	0000004354/0000000447
Instrument	004225

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 6, 2018
Property Address	65 LANCES LN, COVINGTON, GA 30016-9155
Document Number	0037780238
Book / Page	003778 / 000238
Instrument Date	Oct 16, 2018
Instrument	14716
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	65 LANCES LN COVINGTON GA 300169155, COVINGTON, GA 30016-9155
Investor	Possibly a Property Investor

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 8, 2018
Property Address	65 LANCES LN, COVINGTON, GA 30016-9155
Document Number	0037570569
Book / Page	003757 / 000569
Instrument Date	Sep 21, 2018
Instrument	12362
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 LANCES LN COVINGTON GA 300169155, COVINGTON, GA 30016-9155

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 8, 2018
Property Address	65 LANCES LN, COVINGTON, GA 30016-9155
Document Number	0037570550
Book / Page	003757 / 000550
Instrument Date	Sep 21, 2018
Instrument	12360
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 LANCES LN COVINGTON GA 300169155, COVINGTON, GA 30016-9155

Mortgage

Document Number	37570553
Date	Oct 8, 2018
Book Page	003757/000553
Instrument	12361

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2048

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 1, 2018
Property Address	65 LANCES LN, COVINGTON, GA 30016-9155
Document Number	0036600586
Book / Page	003660 / 000586
Instrument Date	Jan 31, 2018
Instrument	1287
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 VILLAGE TRL #215 WOODSTOCK GA 301884711, 215, WOODSTOCK, GA 30188-4711
Investor	Possibly a Property Investor

Mortgage

Document Number	36600590
Date	Feb 1, 2018
Book Page	003660/000590
Instrument	1288

Lender

Name	WELLS FARGO BK
Address	171 17TH ST NW MAC G0128-048, ATLANTA, GA 30363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 31, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00 (-70.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$166,440 (+10.23%) Land $24,800 Building $141,640	$416,100 (+10.23%) Land $62,000 Building $354,100
2023		$151,000 Land $12,800 Building $138,200	$377,500 Land $32,000 Building $345,500
2022	$3,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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