95 Lafayette St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 95 Lafayette St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,110 sqft · built 1933
Lot Size	0.31 acres (13,499 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Sep 2004)
Tax Bill	$7,678 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0053 B:0037 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0053 B:0037 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,110 sqft Living Area
Gross Area	3,133 sqft
Basement Area	728 sqft
Unfinished Basement	218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,499 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	95 LAFAYETTE ST
City	MARBLEHEAD
State	MA
Zip	01945-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	CHAPEL PINES
Legal Block	37
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1007
Census Tract	203100

Owner

95 Lafayette St is owned and occupied by an individual who bought it in September 2004.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	95 LAFAYETTE ST, MARBLEHEAD, MA 01945-1158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARBLEHEAD SAVINGS BANK
Apr 14, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MARBLEHEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2004 · Amount on File
Deed Sale	Sep 16, 2004 · Amount on File
Deed Book / Page	23389 / 279
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	95 LAFAYETTE ST, MARBLEHEAD, MA 01945-1158
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043185-268
Date	Jan 20, 2026
Book Page	43185/268
Instrument	20260120000460

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	95 LAFAYETTE ST, MARBLEHEAD, MA 01945-1158
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041520-346
Date	Apr 14, 2023
Book Page	41520/346
Instrument	20230414002720

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 95 Lafayette St was $7,678, down 5.4% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,678.00 (-5.41%)	$897,000 (+0.01%) Land $550,000 Building $327,100	$1,104,423 (+14.21%)
2025	$8,117.00 (+9.35%)	$896,900 (+8.26%) Land $579,000 Building $317,900	$967,005
2024	$7,423.00 (-3.22%)	$828,500 (+8.02%) Land $521,100 Building $307,400
2023	$7,670.00	$767,000 Land $521,100 Building $245,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Lafayette St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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