85 Lafayette St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 85 Lafayette St, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,546 sqft · built 1948
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,850 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0053 B:0041 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0053 B:0041 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,546 sqft Living Area
Gross Area	2,896 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	85 LAFAYETTE ST
City	MARBLEHEAD
State	MA
Zip	01945-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHAPEL PINES
Legal Block	41
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1007
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0053 B:0041 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 LAFAYETTE ST, MARBLEHEAD, MA 01945-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	85 LAFAYETTE ST, MARBLEHEAD, MA 01945-1219
Transaction Type	Mortgage
Record Updated	May 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040872-141
Date	Apr 19, 2022
Book Page	40872/141
Instrument	20220419002060

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2042

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	85 LAFAYETTE ST, MARBLEHEAD, MA 01945-1219
Transaction Type	Mortgage
Record Updated	Jan 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040583-486
Date	Dec 17, 2021
Book Page	40583/486
Instrument	20211217001250

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,850.00 (+22.43%)	$756,900 (+21.22%) Land $530,000 Building $226,900	$1,117,580
2024	$5,595.00 (-11.58%)	$624,400 (-1.33%) Land $477,000 Building $147,400
2023	$6,328.00	$632,800 Land $477,000 Building $155,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092031001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 725 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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