95 Jane Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 95 Jane Dr, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,306 sqft · built 1964
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2020)
Tax Bill	$6,802 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-0127000`

Property Details

APN / Parcel Number

Primary APN	`039-0127000`
Alternative APNs	`30891137300002031000` `143089 113.73-2-31`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	039-0127000
Street Address	95 JANE DR
City	BUFFALO
State	NY
Zip	14227-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2161-2188 SL 32/31
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	2
Legal Lot Number	31.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2007
Census Tract	10902

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 JANE DR, BUFFALO, NY 14227-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 11, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Aug 25, 2020	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Mar 17, 1997 · Amount on Record
Deed Document Number	2020140190
Deed Book / Page	11364 / 9048
Prior Transfer Date	Mar 27, 2012
Prior Transfer Doc	0112202136
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	95 JANE DR, CHEEKTOWAGA, NY 14227-1911
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 JANE DR, CHEEKTOWAGA, NY 14227-1911

Mortgage

Document Number	0141696544
Date	Aug 6, 2025
Book Page	14169/6544
Instrument	2025141078

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	95 JANE DR, CHEEKTOWAGA, NY 14227-1911
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 JANE DR, CHEEKTOWAGA, NY 14227-1911

Mortgage

Document Number	0141205101
Date	Mar 11, 2024
Book Page	14120/5101
Instrument	2024039097

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Sep 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	95 JANE DR, CHEEKTOWAGA, NY 14227-1911
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 JANE DR, CHEEKTOWAGA, NY 14227-1911

Mortgage

Document Number	0140618930
Date	Jul 29, 2022
Book Page	14061/8930
Instrument	2022144074

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 25, 2020
Property Address	95 JANE DR, CHEEKTOWAGA, NY 14227-1911
Document Number	0113649048
Book / Page	11364 / 9048
Instrument Date	Jul 30, 2020
Instrument	2020140190
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 JANE DR, 95, CHEEKTOWAGA, NY 14227-1911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MARRANO DR, DEPEW, NY 14043-1623

Mortgage

Document Number	0139525969
Date	Aug 25, 2020
Instrument	13952/5969

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Sloan Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,802.00 (+114.17%)
2025	$3,176.00 (-51.2%)	$182,000 (-) Land $19,100 Building $162,900	$242,667 (+6.67%) Land $25,467 Building $217,200
2024	$6,508.00	$182,000 (-) Land $19,100 Building $162,900	$227,500 (+13.75%) Land $23,875 Building $203,625
2023		$182,000 Land $19,100 Building $162,900	$200,000 Land $20,989 Building $179,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

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