Warren County property record for 95 Harbour Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,269 sqft · built 2018 |
| Lot Size | 0.228 acres (9,940 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Apr 2022) |
| Tax Bill | $4,904 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Apr 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-453-031-0 |
| Primary APN | 04-09-453-031-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,269 sqft Living Area |
| 1st Floor Area | 2,269 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 9,940 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 636 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 553275 |
|---|---|
| Street Address | 95 HARBOUR DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVE SETTLERS WLK 2A #91 |
| Legal Subdivision | COVE SETTLERS WLK 2A |
| Legal Block | 453 |
| Legal Lot Number | 91 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 30901 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 95 HARBOUR DR, SPRINGBORO, OH 45066-8159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Transfer on Death Deed, Transfer |
| Apr 8, 2022 | Survivorship Deed, Transfer FIRST OHIO TITLE |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG |
| Jun 5, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI PRIME LNDG |
| Jun 6, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI PRIME LNDG |
| Jun 5, 2019 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2022 · Amount on Record |
| Deed Sale | Apr 8, 2022 · Amount on Record |
| Prior Sale | Jun 6, 2019 · Amount on Record |
| Deed Document Number | 0000012006 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 23, 2023 |
| Property Address | 95 HARBOUR DR, SPRINGBORO, OH 45066-8159 |
| Document Number | 0000012656 |
| Map Reference | MB 95 PG 34-36 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023-012656 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 95 HARBOUR DR, SPRINGBORO, OH 45066-8159 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 8, 2022 |
| Property Address | 95 HARBOUR DR, SPRINGBORO, OH 45066-8159 |
| Document Number | 0000012006 |
| Map Reference | MB 95 PG 34-36 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022-012006 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIRST OHIO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 95 HARBOUR DR, SPRINGBORO, OH 45066-8159 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 95 HARBOUR DR, SPRINGBORO, OH 45066-8159 |
| Document Number | 0000016020 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 95 HARBOUR DR SPRINGBORO OH 450668159, SPRINGBORO, OH 45066-8159 |
| Document Number | 0000016020 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 16020 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 13, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 5, 2019 |
| Property Address | 95 HARBOUR DR, SPRINGBORO, OH 45066-8159 |
| Document Number | 0000014658 |
| Instrument Date | May 28, 2019 |
| Instrument | 14658 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 HARBOUR DR SPRINGBORO OH 450668159, SPRINGBORO, OH 45066-8159 |
| Document Number | 14659 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 14659 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 6, 2019 |
| Property Address | 95 HARBOUR DR, SPRINGBORO, OH 45066-8159 |
| Document Number | 0000014796 |
| Instrument Date | May 28, 2019 |
| Instrument | 14796 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 HARBOUR DR SPRINGBORO OH 450668159, SPRINGBORO, OH 45066-8159 |
| Document Number | 14797 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 14797 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 5, 2019 |
| Property Address | 95 HARBOUR DR, SPRINGBORO, OH 45066-8159 |
| Document Number | 0000014657 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 14657 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3895 WOODRIDGE BLVD FAIRFIELD OH 450146829, FAIRFIELD, OH 45014-6829 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,904.00 (+6.63%) | $136,052 (+16.53%) Land $21,000 Building $115,052 | $388,720 (+16.53%) Land $60,000 Building $328,720 |
| 2023 | $4,599.00 (-6.1%) Homeowner's exemption | $116,753 (-) Land $21,630 Building $95,123 | |
| 2022 | $4,898.00 Homeowner's exemption | $116,753 Land $21,630 Building $95,123 | $333,580 (-) Land $61,800 Building $271,780 |
| 2021 | $333,580 Land $61,800 Building $271,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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