122 Harbour Dr, Springboro, OH 45066 Property Records

Warren County property record for 122 Harbour Dr, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,745 sqft · built 2016
Lot Size	0.224 acres (9,749 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jun 2017)
Tax Bill	$6,785 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-09-455-013-0`

Property Details

APN / Parcel Number

Primary APN	`04-09-455-013-0`
Alternative APNs	`0409455013` `409455013` `0552479` `552479`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,745 sqft Living Area
Gross Area	4,381 sqft
1st Floor Area	2,497 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Composition/Composite
Construction Type	Wood
Lot Area	9,749 sqft (0.224 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	552479
Street Address	122 HARBOUR DR
City	SPRINGBORO
State	OH
Zip	45066-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVE SETTLERS WALK 2 LOT 36
Legal Range	5
Legal Township	2
Legal Section	9
Legal Subdivision	COVE SETTLERS WALK 2
Legal Block	79
Legal Lot Number	36
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3022
Census Tract	30901

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 HARBOUR DR, SPRINGBORO, OH 45066-8156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Document Number	201717620
Prior Transfer Date	Oct 4, 2013
Prior Transfer Doc	0059270621
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 9, 2017
Property Address	122 HARBOUR DR, SPRINGBORO, OH 45066-8156
Document Number	0000017620
Instrument Date	May 24, 2017
Instrument	17620
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 HARBOUR DR SPRINGBORO OH 450668156, SPRINGBORO, OH 45066-8156

Mortgage

Document Number	17621
Date	Jun 9, 2017
Instrument	17621

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,785.00 (-0.25%)	$174,200 (+17.7%) Land $21,000 Building $153,200	$497,710 (+17.7%) Land $60,000 Building $437,710
2024	$6,802.00 (+7.93%)
2023	$6,302.00 (+1.5%) Homeowner's exemption	$148,001 (-) Land $21,630 Building $126,371
2022	$6,209.00 Homeowner's exemption	$148,001 Land $21,630 Building $126,371	$422,860 (-) Land $61,800 Building $361,060
2021			$422,860 Land $61,800 Building $361,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20