95 Hamilton Rd, Morehead, KY 40351 Property Records

Rowan County property record for 95 Hamilton Rd, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,412 sqft · built 1978
Lot Size	36 acres (1,568,160 sqft)
Owner	Individual Name on Record
Tax Bill	$920 (2025)
Deeds & Mortgages	Oct 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`111-00 00 030.03`

Property Details

APN / Parcel Number

Primary APN	`111-00 00 030.03`
Alternative APNs	`3712` `3738` `49`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,412 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	1,568,160 sqft (36 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	49
Street Address	95 HAMILTON RD
City	MOREHEAD
State	KY
Zip	40351
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MH PARK- 36 A+- & 4 MHS US 60 EAST HAMILTON RD 91 HAMILTON RD ROCKHOUSE RD
Legal Subdivision	MOBILE HOME PARK
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1000
Census Tract	950400

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6999 OLD BOONESBORO RD, WINCHESTER, KY 40391-8594
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 18, 2019
Transfer Doc	00D273/702
Record Updated	Jun 8, 2026

October 2019: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 18, 2019
Property Address	95 HAMILTON RD, MOREHEAD, KY 40351
Document Number	00D273/702
Book / Page	D273 / 702
Instrument Date	Sep 27, 2019
Instrument	2001835
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6999 OLD BOONESBORO RD, WINCHESTER, KY 40391-8594

Mortgage

Document Number	0002001836
Date	Oct 18, 2019
Instrument	2001836

Lender

Name	FIRST FLSA OF MOREHEAD

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$920.00 (-1.81%)	$110,000 (-) Land $46,000 Building $64,000	$110,000 (-) Land $46,000 Building $64,000
2023	$937.00 (-1.37%)	$110,000 (-) Land $46,000 Building $64,000	$110,000 (-) Land $46,000 Building $64,000
2022	$950.00	$110,000 Land $46,000 Building $64,000	$110,000 Land $46,000 Building $64,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	22 (2010–2024)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Sep 2024 · Remnants Of Hurricane Helene
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 5 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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