115 Hamilton Rd, Morehead, KY 40351 Property Records

Rowan County property record for 115 Hamilton Rd, Morehead, KY 40351

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Tax Bill$961 (2025)
Deeds & MortgagesJan 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN111-00 00 030.04

Property Details

APN / Parcel Number

Primary APN111-00 00 030.04
Alternative APNs
  • 4065
  • 4082
  • 4296

Location & Zoning

Account Number4296
Street Address115 HAMILTON RD
CityMOREHEAD
StateKY
Zip40351-8681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 3.788 AC US 60 EAST
JurisdictionROWAN KY
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1000
Census Tract950400

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6150 LOWER LICKING RD, MOREHEAD, KY 40351-8022
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 31, 2020
Transfer DocD274/651
Record UpdatedJun 8, 2026

January 2020: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionROWAN KY
Recording DateJan 31, 2020
Property Address115 HAMILTON RD, MOREHEAD, KY 40351-8681
Document NumberD274/651
Book / PageD274 / 651
Instrument DateSep 27, 2019
Instrument2003689
Transaction TypeForeclosure
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6150 LOWER LICKING RD, MOREHEAD, KY 40351-8022
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$961.00 (+12.4%)$114,840 (+14.38%) Land $15,400 Building $99,440$114,840 (+14.38%) Land $15,400 Building $99,440
2023$855.00$100,400 Land $15,400 Building $85,000$100,400 Land $15,400 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims22 (2010–2024)
Claims Outside the SFHA1 of 22
Most Recent ClaimSep 2024 · Remnants Of Hurricane Helene
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 5 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWAN WATER INC
private · serves 18,765 people · EPA ID KY1030375
Water SourcePurchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State InspectionFeb 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hamilton Rd

Nearby Streets

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