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95 Gregory St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 95 Gregory St, Waltham, MA 02451 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,112 sqft · built 1970
Lot Size0.231 acres (10,062 sqft)
Owner2 Individual Names on File
Last Sale$905,000 (May 2025)
Tax Bill$6,901 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN48326

Property Details

APN / Parcel Number

Primary APN48326
Alternative APN
  • WALT M:031 B:001 L:0017

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,112 sqft Living Area
Gross Area2,792 sqft
Basement Area832 sqft
Unfinished Basement416 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,062 sqft (0.231 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number48326
Street Address95 GREGORY ST
CityWALTHAM
StateMA
Zip02451-2151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number17
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group2
Census Block2013
Census Tract368102

Owner

Source: Middlesex County and Waltham City records · APN 48326

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address95 GREGORY ST, WALTHAM, MA 02451-2151
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Aug 24, 2022Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Nov 04, 2021Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
May 22, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE AFFINITY LLC
Nov 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2025 · Amount on Record
Deed SaleMay 22, 2025 · Amount on Record
Deed Book / Page84127 / 164
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address95 GREGORY ST, WALTHAM, MA 02451-2151
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084681-462
DateOct 01, 2025
Book Page84681/462
Instrument118994
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address95 GREGORY ST, WALTHAM, MA 02451-2151
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080620-277
DateAug 24, 2022
Book Page80620/277
Instrument129515
Lender
NameNEWREZ LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address95 GREGORY ST, WALTHAM, MA 02451-2151
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079078-182
DateNov 04, 2021
Book Page79078/182
Instrument242355
Lender
NameNEWREZ LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateMay 22, 2025
Property Address95 GREGORY ST, WALTHAM, MA 02451-2151
Document Number084127-164
Book / Page84127 / 164
Instrument DateMay 22, 2025
Instrument56435
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address95 GREGORY ST, WALTHAM, MA 02451-2151

Mortgage

Document Number0000056436
DateMay 22, 2025
Instrument56436
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address95 GREGORY ST, WALTHAM, MA 02451-2151
Document Number70337-157
Book / Page070337 / 000157
Instrument DateNov 30, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number70337-157
DateDec 05, 2017
Book Page070337/000157
Instrument197147
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 04, 2047

Tax Assessment & Valuation

Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,901.00 (+5.12%)$702,700 (+3.19%) Land $387,000 Building $315,700$854,335 (-16.43%)
2024$6,565.00 (+1.09%)$681,000 (+8.22%) Land $368,600 Building $312,400$1,022,295
2023$6,494.00$629,300 Land $336,500 Building $292,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173681022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 549 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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