Middlesex County and Waltham City property record for 86 Gregory St, Waltham, MA 02451 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,685 sqft Living Area |
| Lot Size | 9,696 sqft (0.223 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $759,900 (2023) |
| Tax Bill | $6,953.00 (2025) |
| Primary APN | 174992 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,685 sqft Living Area |
| Gross Area | 2,892 sqft Gross Area |
| 1st Floor | 952 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Unfinished Basement | 864 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,696 sqft (0.223 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 174992 |
|---|---|
| Street Address | 86 GREGORY ST |
| City | WALTHAM |
| State | MA |
| Zip | 02451-2152 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | WALTHAM MA |
| Minor Civil Division | WALTHAM |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 368102 |
Source: Middlesex County and Waltham City records · APN 174992
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 GREGORY ST, WALTHAM, MA 02451-2152 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 03, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance HARBORONE MORTGAGE |
| Jan 05, 2023 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2023 · Amount on Record |
| Deed Sale | Jan 05, 2023 · Amount on Record |
| Prior Sale | Jun 27, 2014 · Amount on Record |
| Deed Book / Page | 81136 / 72 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 86 GREGORY ST, WALTHAM, MA 02451-2152 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 077669-492 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 77669/492 |
| Instrument | 99556 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jan 05, 2023 |
| Property Address | 86 GREGORY ST, WALTHAM, MA 02451-2152 |
| Document Number | 0081136-72 |
| Book / Page | 81136 / 72 |
| Instrument Date | Jan 05, 2023 |
| Instrument | 1386 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 86 GREGORY ST, WALTHAM, MA 02451-2152 |
| Document Number | 0000001387 |
|---|---|
| Date | Jan 05, 2023 |
| Instrument | 1387 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,953.00 (+5.36%) | $708,000 (+3.43%) Land $383,500 Building $324,500 | $829,825 (-4.99%) |
| 2024 | $6,599.00 (+0.53%) | $684,500 (+7.63%) Land $365,200 Building $319,300 | $873,430 |
| 2023 | $6,564.00 | $636,000 Land $333,400 Building $302,600 |
86 Gregory St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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