Wethersfield Town property record for 95 Garden St, Wethersfield, CT 06109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1925 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $507,000 (May 2026) |
| Tax Bill | $11,058 (2025) |
| Deeds & Mortgages | May 2026 Sale & Line of Credit May 2021 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WETH M:246 B:013 |
| Primary APN | WETH M:246 B:013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 2,458 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 246013 |
|---|---|
| Street Address | 95 GARDEN ST |
| City | WETHERSFIELD |
| State | CT |
| Zip | 06109-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2 |
| Legal Block | 13 |
| Jurisdiction | WETHERSFIELD CT |
| Township / Civil Division | WETHERSFIELD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 492100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Wethersfield Historic District listed 1970 · 1,200 contributing resources · NRIS 70000719 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Wethersfield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 GARDEN ST, WETHERSFIELD, CT 06109-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| May 19, 2021 | Warranty Deed, Transfer |
| Jan 13, 2021 | Quit Claim Deed, Transfer TITLE 365, TITLE365 |
| Feb 23, 2018 | Warranty Deed, Transfer · FHA Mortgage VILLAGE MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Book / Page | 2193 / 196 |
| Prior Transfer Date | Nov 17, 2020 |
| Prior Transfer Doc | 2118-916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | May 18, 2026 |
| Property Address | 95 GARDEN ST, WETHERSFIELD, CT 06109-3116 |
| Document Number | 002193-196 |
| Book / Page | 2193 / 196 |
| Instrument Date | May 12, 2026 |
| Instrument | 20261085 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 GARDEN ST, WETHERSFIELD, CT 06109-3116 |
| Date | May 18, 2026 |
|---|
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | May 19, 2021 |
| Property Address | 95 GARDEN ST, WETHERSFIELD, CT 06109-3116 |
| Document Number | 2127-57 |
| Book / Page | 2127 / 57 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021002258 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | Jan 13, 2021 |
| Property Address | 95 GARDEN ST, WETHERSFIELD, CT 06109-3116 |
| Document Number | 2118-916 |
| Book / Page | 2118 / 916 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2021000165 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | Feb 23, 2018 |
| Property Address | 95 GARDEN ST, WETHERSFIELD, CT 06109-3116 |
| Document Number | 2031-158 |
| Book / Page | 2031 / 158 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20310161 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 02031/0161 |
| Name | VILLAGE MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2048 |
Source: Wethersfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wethersfield Town |
| Unified School District | Wethersfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,058.00 | $268,270 (+56.88%) Land $123,480 Building $144,790 | $187,789 Land $86,436 Building $101,353 |
| 2024 | $11,058.00 (+54.79%) | ||
| 2023 | $7,144.00 (+7.98%) | $171,000 (+6.17%) Land $81,200 Building $89,800 | |
| 2022 | $6,616.00 | $161,060 Land $81,200 Building $79,860 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber · DSL in parts of the area | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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