89 Garden St, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 89 Garden St, Wethersfield, CT 06109

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,965 sqft · built 1991
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$378,000 (Oct 2018)
Tax Bill$15,192 (2025)
Deeds & MortgagesNov 2024 Line of Credit
Aug 2018 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNWETH M:246 B:014

Property Details

APN / Parcel Number

Primary APNWETH M:246 B:014
Alternative APN
  • 246014

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,965 sqft Living Area
Gross Area5,843 sqft
Basement Area1,095 sqft
Unfinished Basement1,095 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number246014
Street Address89 GARDEN ST
CityWETHERSFIELD
StateCT
Zip06109-3116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Block14
JurisdictionWETHERSFIELD CT
Township / Civil DivisionWETHERSFIELD
Census Block Group2
Census Block2026
Census Tract492100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Wethersfield Historic District
listed 1970 · 1,200 contributing resources · NRIS 70000719

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wethersfield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address89 GARDEN ST, WETHERSFIELD, CT 06109-3116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2024Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Aug 6, 2018Deed of Trust, Mortgage
CONNECTICUT STATE EMPLOYEES FCU
Dec 11, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Nov 30, 2020Deed of Trust, Mortgage · Balloon Mortgage
GUARANTEED RATE INC
Oct 15, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 15, 2018Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2018 · Amount on Record
Deed SaleOct 15, 2018 · Amount on Record
Prior SaleNov 18, 1999 · Amount on Record
Deed Book / Page2060 / 329
Transfer Doc2060-346
Record UpdatedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWETHERSFIELD CT
Property Address89 GARDEN ST, WETHERSFIELD, CT 06109-3116
Transaction TypeMortgage
Record UpdatedNov 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002175-148
DateNov 5, 2024
Book Page2175/148
Instrument2024002566
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2054
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWETHERSFIELD CT
Property Address89 GARDEN ST, WETHERSFIELD, CT 06109-3116
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2052-115
DateAug 6, 2018
Book Page2052/115
Lender
NameCONNECTICUT STATE EMPLOYEES FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term84 Months
DueAug 1, 2025

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWETHERSFIELD CT
Property Address89 GARDEN ST, WETHERSFIELD, CT 06109-3116
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2097-814
DateDec 11, 2019
Book Page2097/814
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term313 Months
DueJan 1, 2046

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWETHERSFIELD CT
Property Address89 GARDEN ST, WETHERSFIELD, CT 06109-3116
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2116-80
DateNov 30, 2020
Book Page2116/80
Instrument2020004553
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWETHERSFIELD CT
Recording DateOct 15, 2018
Property Address89 GARDEN ST, WETHERSFIELD, CT 06109-3116
Document Number2060-346
Book / Page002060 / 000346
Instrument DateOct 12, 2018
Transaction TypeTransfer
Record UpdatedNov 21, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 GARDEN ST WETHERSFIELD CT 061093116, WETHERSFIELD, CT 06109-3116

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWETHERSFIELD CT
Recording DateOct 15, 2018
Property Address89 GARDEN ST, WETHERSFIELD, CT 06109-3116
Document Number2060-329
Book / Page002060 / 000329
Instrument DateOct 10, 2018
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyUNKNOWN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 GARDEN ST WETHERSFIELD CT 061093116, WETHERSFIELD, CT 06109-3116

Mortgage

Document Number2060-332
DateOct 15, 2018
Book Page002060/000332
Lender
NameGUARANTEED RATE
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 14, 2048

Tax Assessment & Valuation

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWethersfield Town
Unified School DistrictWethersfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,192.00$368,570 (+48.28%) Land $127,260 Building $241,310$257,999 Land $89,082 Building $168,917
2024$15,192.00 (+46.29%)
2023$10,385.00 (+1.7%)$248,570 (-) Land $82,010 Building $166,560
2022$10,211.00$248,570 Land $82,010 Building $166,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMETROPOLITAN DISTRICT COMMISSION
serves 390,887 people · EPA ID CT0640011
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber · DSL in parts of the area
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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